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Blog

CEI warns House committee of dangers of deposit insurance hike

  • By: John Berlau
  • 11/21/2025

Starting with our late founder and president Fred Smith, CEI has long warned of the risks posed by government-provided deposit insurance to the nation’s banks.

Insurance

Comment

The Future of Deposit Insurance: Assessing Coverage Levels, Systemic Costs, and Depositor Confidence

  • By: John Berlau
  • 11/17/2025

Hearing Entitled: The Future of Deposit Insurance: Exploring the Coverage, Costs, and Depositor Confidence Dear Chairman Hill and Ranking Member Waters, On behalf of the…

Banking and Finance

News Release

Visa and Mastercard settlement with US merchants will cause confusion for consumers and harm community banks

  • John Berlau
  • 11/10/2025

Visa and Mastercard have reached a settlement in their 20-year-long legal battle with US merchants. The settlement gives merchants the ability to reject reward-based credit…

Banking and Finance

News Release

CFPB budget woes underscore fundamental problems with bureau’s set up

  • John Berlau
  • 11/04/2025

The Consumer Financial Protection Bureau (CFPB) may run out of money soon, according to news reports. The bureau has been controversial from the start due…

Financial Regulation

Comment

Comments urging withdrawal of Chopra CFPB open banking mandate

  • By: John Berlau
  • 10/21/2025

Dear Acting Director Vought: On behalf of the Competitive Enterprise Institute, I appreciate the opportunity to submit comments on RIN 3170-AB39, CFPB’s reconsideration of issues…

Banking and Finance

Letters

CEI joins coalition Letter against caps on stablecoin rewards

  • By: John Berlau
  • 10/16/2025

RE: Coalition in Support of Preserving Consumer Rewards and Competition in Digital Asset Legislation Dear Chairmen Scott and Boozman, Ranking Members Warren and Klobuchar, and…

Financial Regulation

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