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Blog

SEC’s White May Be All Right, But Cordray’s CFPB Still A Constitutional Catastrophe

  • By: John Berlau
  • 01/24/2013

Today, President Obama will send to the Senate two nominations for two key financial regulatory posts. Noting that both of the nominees subject to Senate…

Consumer Freedom

Financial Post

Avoiding the ‘Basel cliff’

  • By: John Berlau
  • 01/12/2013

John Berlau of the Competitive Enterprise Institute in Washington has called the global bank rules the “Basel cliff” that could decimate many U.S. banks. Banks…

Banking and Finance

Blog

Qualified Mortgage Rule Is One Of Many Dodd-Frank Boots To Drop

  • By: John Berlau
  • 01/10/2013

The first thing that should be said about today's "qualified mortgage" rule is that it is just one of many new regulations the Consumer Financial…

Consumer Freedom

Blog

Basel III Cliff May Be Averted, But Dangers Still Loom For Main Street Banks

  • By: John Berlau
  • 01/07/2013

After numerous criticisms from U.S. community banks and lawmakers of both parties, the international committee in charge of the Basel III bank capital agreement…

Consumer Freedom

New York Times

Easing of Rules for Banks Acknowledges Reality

  • By: John Berlau
  • 01/07/2013

“If Basel had been implemented this year as written, it almost certainly would have thrown the U.S. and other economies into a recession more than…

Banking and Finance

Blog

GM Stock Sale Doesn’t End Damage Of Government Motors

  • By: John Berlau
  • 12/21/2012

Below is my statement released today on the government’s planned 15-month sale of its remaining General Motors stock: On Wednesday, the government announced a plan to sell its…

Subsidies and Bailouts

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