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News Release

Capital One/Discover Merger Not a Threat to Competition, Overregulation Is  

  • John Berlau
  • 02/20/2024

The proposed merger between Capital One and Discover is not a threat to competition in the credit market, but there is one big looming…

Banking and Finance

Blog

George Washington’s marvelous list of liberties and grievances

  • By: John Berlau
  • 02/16/2024

On the federal holiday on Monday and on his real birthday on Thursday, February 22, we celebrate the 292nd birthday of our nation’s first…

Human Achievement Hour

Blog

CFPB Data Breach Shows Danger of its Attempted Power Grab Over Fintech

  • By: John Berlau
  • 01/29/2024

My friend Patrick Brenner, president of regional free-market think tank the Southwest Public Policy Institute, recently had a great op-ed at FoxNews.com on…

Banking and Finance

North State Journal

NC attorney general wants cash apps regulated by CFPB

  • By: John Berlau
  • 01/24/2024

CEI’s John Berlau is cited on the North State Journal on CFPB regulations in North Carolina: John Berlau, senior fellow and Director…

Banking and Finance

News Release

CFPB Overdraft Proposal Would Harm Consumers

  • John Berlau
  • 01/17/2024

Today, the Consumer Financial Protection Bureau – as part of the Biden administration’s whole-of-government crusade against “junk fees” – unveiled a proposed rule…

Banking and Finance

Blog

Don’t make crypto the electricity scapegoat

  • By: Ari Patinkin, James Broughel, John Berlau
  • 01/09/2024

A radical new tax proposed by the Biden administration would make cryptocurrency mining the scapegoat for electricity usage. The so-called Digital Asset Mining Energy…

Fintech

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