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Blog

Reining in Biden CFPB’s “Junk” Policies with Fifth Circuit Ruling

  • By: John Berlau
  • 10/27/2022

When the federal Fifth Circuit Court Appeals ruled last week, in Community Financial Services v. Consumer Financial Protection Bureau, that the funding structure…

Financial Regulation

News Release

Biden Wrong About “Junk Fees” in Sweeping Government Mandate

  • John Berlau, Ryan Young
  • 10/27/2022

Today the Biden administration announced a new whole-of-government initiative against “junk fees” from airlines, banking, and other industries. But what he is calling junk fees…

Banking and Finance

News Release

Court Rules CFPB Funding Structure Unconstitutional: CEI Statements

  • Devin Watkins, John Berlau
  • 10/20/2022

A Fifth Circuit panel ruled Wednesday that the Consumer Financial Protection Bureau’s unusual funding structure is unconstitutional, in a lawsuit brought by a small-dollar…

Banking and Finance

Blog

Excerpts from Austin Keynote: How CBDCs Could Be the New Operation Choke Point

  • By: John Berlau
  • 10/12/2022

This week, I attended the exciting INFiN MoneyTrends conference in Austin, where I gave the Regulatory Keynote address on Monday. The conference is…

Deregulation

Blog

FTC Goes Back to Bad ‘70s Policies in Motor Vehicle Dealer Rule

  • By: John Berlau
  • 09/16/2022

Last night at CEI’s annual Julian L. Simon Memorial Award Dinner, CEI celebrated the 1970s—both the fashions and the deregulation toward the end of…

Financial Regulation

Comment

Comments to the Federal Trade Commission Regarding the Motor Vehicle Dealers Trade Regulation Rule

  • By: John Berlau
  • 09/12/2022

Comment Submitted: September 12, 2022 Docket No. FTC-2022-0046-0001 On behalf of the Competitive Enterprise Institute (CEI), I respectfully submit the following comments…

Deregulation

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