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Misplaced Ire

Pundits are having a field day with the fact that a fire department in Tennessee let a house burn down because the owner didn't pay his annual $75 fire protection fee. Proof that libertarianism is a failure. Was it? Cato's Tom Firey sums it up thusly:
In a nutshell: The firefighters involved were city government firefighters following a city government policy concerning people who didn’t pay a city government fee for a 20-year-old city government program that was adopted in response to a county government decision.
The commentariat is liable to sprain an ankle, jumping to conclusions like that.