![Democratic Witnesses Oppose Interest Rate Cap](https://cei.org/wp-content/uploads/2020/02/Cash-advance-GettyImages-1139801948-578x324-c-default.jpg)
Blog
Democratic Witnesses Oppose Interest Rate Cap
American Banker ran a piece last week on a proposed law to impose an interest rate cap on small-dollar loans. While the hearing revealed the…
![Antitrust Enforcement in 4-D](https://cei.org/wp-content/uploads/2020/02/Antitrust-law-book-GettyImages-1054012146-578x324-c-default.jpg)
Blog
Antitrust Enforcement in 4-D
Competition is an ongoing discovery process. The reason firms exist is not to enable or restrict competition. It is to reduce transaction costs. There is…
![Trump Wants Less Federal Meddling in Home Energy Use, but Some in Congress Want More](https://cei.org/wp-content/uploads/2020/02/House-construction-GettyImages-1041465228-578x324-c-default.jpg)
Blog
Trump Wants Less Federal Meddling in Home Energy Use, but Some in Congress Want More
Federal energy efficiency standards have a long history of unintended adverse consequences, from more expensive light bulbs with questionable light quality to dishwashers that take…
![HHS Price Disclosure Rule Will Not Make Medicines More Affordable](https://cei.org/wp-content/uploads/2020/02/Medicines-GettyImages-1169928112-578x324-c-default.jpg)
Blog
HHS Price Disclosure Rule Will Not Make Medicines More Affordable
In his State of the Union Address, President Trump renewed his commitment to “lower[ing] the cost of health care and prescription drugs” and “requir[ing] drug…
![Interest Rate Caps Harm Financial Inclusion; Bank Partnerships Spread Inclusion Around](https://cei.org/wp-content/uploads/2020/02/Cash-loan-GettyImages-1145371340-578x324-c-default.jpg)
Blog
Interest Rate Caps Harm Financial Inclusion; Bank Partnerships Spread Inclusion Around
The House Financial Services Committee held a hearing last week on small-dollar lending and proposed legislation that would limit the interest rates on such loans.
![This Week in Ridiculous Regulations](https://cei.org/wp-content/uploads/2020/02/Green-Bay-sign-GettyImages-178830760_0-578x324-c-default.jpg)
Blog
This Week in Ridiculous Regulations
The impeachment trial ended the way everyone expected, the State of the Union address happened, and the coronavirus outbreak intensified. Agencies issued new final regulations…