The financial services industry is one of the most heavily regulated industries in the United States, and over the past two decades, financial regulation sold as targeting Wall Street has had devastating impacts on Main Street

In 2018, efforts will continue in Congress and the Trump Administration to reform these rules. In an effort to give relief to Main Street banks and credit unions and empower consumer and entrepreneurs, the House of Representatives in the summer of 2017 passed the Financial CHOICE Act. There are also bipartisan bills in Congress to reduce regulatory barriers to access to capital for startups and growing firms

Among topics to be discussed are devising the proper rules for fintech to allow it to achieve its promise of increasing financial service options, reforming the structure of the Consumer Financial Protection Bureau and bipartisan measures to overturn its rule on small-dollar lenders that would devastate credit options for the poor, and dealing with the government-sponsored enterprises Fannie Mae and Freddie Mac in a way that respects the interests of both taxpayers and private-sector shareholders of the companies.

This distinguished panel will discuss these efforts, as well as their research into financial regulatory policy and their ideas for effective financial regulatory policy that encourages choice and competition.

Questions? Please email [email protected] or call Taylor Barkley at (202) 331-1010.

For purposes of congressional ethics rules, this is a widely attended event.



Wednesday, January 17, 2018
12:00 PM – 1:00 PM (lunch provided)


Russell Senate Office Building
Room 188



Joseph Lawler
Economics Reporter, Washington Examiner


John Berlau
Senior Fellow, Competitive Enterprise Institute

Alex J. Pollock
Distinguished Senior Fellow, R Street Institute

Daniel Press
Policy Analyst, Competitive Enterprise Institute

Brian Knight
Senior Research Fellow and Director of the Program on Financial Regulation, Mercatus Center

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