CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
Featured Posts
News Release
No surprises with April’s inflation report: CEI analysis
Inflation rose 0.3 percent in April compared to 0.4 percent in March. While this wasn’t a surprise for economists, the news indicates a tough…
Blog
Navigating the maze of federal regulations in 2024: What to know
In a bureaucratic whirlwind, the 2024 Federal Register is attaining new heights, topping 41,000 pages today. An unsettling new norm for the past few weeks…
Issues & Insights
Want Higher Air Fares? Overregulate Credit Cards
Yesterday, the Consumer Financial Protection Bureau and the Department of Transportation held a joint hearing “investigating” airline and credit card reward programs. The Director and Secretary of…
Search Posts
Blog
Classifying regulations is now more confusing thanks to Biden administration
Joe Biden’s Modernizing Regulatory Review executive order (E.O. 14094) raised the threshold for a “significant regulatory action” from $100 million to $200 million in…
Politico
Bank exec crackdown fades post-SVB
CEI’s John Berlau is cited in Politico regarding the exec crackdown’s subsiding: The free-market Competitive Enterprise Institute led a letter to Congress in February urging members…
News Release
Inflation numbers more nuanced than they seem: CEI analysis
The Consumer Price Index numbers released today for February 2024 shows inflation increased to 0.4 percent, up from 0.3 percent in January. CEI senior…
Blog
February inflation stays high, fiscal credibility remains a problem
Headline CPI inflation numbers sped up in February. Monthly inflation increased 0.3 percent in January, and 0.4 percent in February. Year-to-year inflation is 3.2…
Blog
One great moment in the budget battles: GOP’s ‘Policy Statement on Deregulation’
Today marks the release of the White House’s $7.3 trillion budget proposal for fiscal year 2025, even as policymakers continue their wrangling over the…
Letters
CEI Joins Coalition Letter Supporting H.R. 2799
Dear Representative: We, the undersigned organizations, write to you today to express our support for Representative Patrick McHenry’s H.R. 2799, the Expanding Access to Capital…