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Three consequences of Illinois’ interchange fee law
In my new CEI paper, I examine the Illinois Interchange Fee Prohibition Act and what policymakers can learn from previous efforts to restrict…
Read the Full Study
Report: Government limit on credit card interchange fees undermines consumers, small businesses
A new Competitive Enterprise Institute report examines an Illinois law that will limit credit card interchange fees paid by merchants to the banks and credit unions that issue…
News Release
Federal Reserve moves to keep interest rates steady during its June meeting: CEI analysis
The Fed has decided to keep interest rates where they are, signaling the focus is still on economic uncertainty and asserting its independence…
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News Release
Biden’s Junky Retirement Rule Would Raise Fees & Take Away Choices for American Savers
President Biden today announced the details of a new rule governing retirement savings, echoing an earlier “fiduciary rule” issued by the Obama administration that…
Blog
Gensler SEC’s PDA rule would keep investors in the dark
Hailing one of his new mandates on entrepreneurs and investors, SEC Chairman Gary Gensler proclaimed, “In today’s fast-moving financial markets, it’s important that…
Fox Business
Biden called upon by pro-growth groups to withdraw CFPB’s late fees rule
CEI’s John Berlau is cited by Fox Business outlining the CFPB’s late fees rule: John Berlau, senior fellow and director of finance…
Blog
The SEC’s misguided attempt to regulate AI
My colleague John Berlau and I submitted a comment letter this week to the Securities and Exchange Commission (SEC), arguing its proposed regulations…
Econlib
Seeking an Explanation for the Stagnation
This is the second of two posts I am writing in reaction to Adam Martin, who wrote two responses to my essay about ways in…
Blog
Congress can say no to Bidenomics in shutdown showdown
The contentious fiscal year 2024 budget battle, which might result in a partial federal government shutdown, is unfurling precisely as the national debt…