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LBRY Cryptocurrency Prosecution Shows SEC’s Misplaced Priorities
The Securities and Exchange Commission (SEC), without authorization from Congress or from formal rulemaking, continues its punitive push against blockchain-based companies that sell native tokens…
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New CEI Paper Revisits Viral Exchange on Payday Loan Rates by Katie Porter and Kathy Kraninger.
It’s not every day an exchange about a technical measurement for loans goes viral on social media. During a 2019 House Committee on Financial…
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The London Stock Exchange Needs Dual-Class Ownership to Compete with New York and Amsterdam
Notwithstanding London’s status as a global financial center, the London Stock Exchange’s (LSE) inflexible listing rules constrain the city’s ability to attract high-growth tech…
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As Supreme Court Debates CFPB Constitutionality, Agency Accountability Hangs in the Balance
The Supreme Court heard oral arguments last week over the constitutionality of the Consumer Financial Protection Bureau and whether, as currently structured, it is too…
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SEC’s Proposed Rules Would Take ETFs out of the Hands of Middle-Class Investors
CEI recently signed on to a coalition letter encouraging the Securities and Exchange Commission to abandon its plans to further regulate certain financial products and…
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Chairman Crapo Offers Hope for Safe Banking in Controversial Industries
Last October, the House passed the Secure and Fair Enforcement (SAFE) Banking Act to provide safe harbor for banks and credit unions doing business with…
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Democratic Witnesses Oppose Interest Rate Cap
American Banker ran a piece last week on a proposed law to impose an interest rate cap on small-dollar loans. While the hearing revealed the…
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Interest Rate Caps Harm Financial Inclusion; Bank Partnerships Spread Inclusion Around
The House Financial Services Committee held a hearing last week on small-dollar lending and proposed legislation that would limit the interest rates on such loans.
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CFPB Takes a Step to End Regulation by Enforcement
After almost a decade of ambiguity, the Consumer Financial Protection Bureau has finally offered some clarity to its definition of what constitutes an “abusive” practice…