CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
Featured Posts
Blog
Why can’t we just print more money?
Last week, I attended an event at a think tank where the conversation centered on the federal budget and national debt. At one…
Blog
Buy Now, Pay Later doesn’t mean pay more, owe more, and panic more
Buy Now, Pay Later (BNPL) has become a familiar way to pay for everything from discretionary purchases to everyday expenses. BNPL lets consumers divide…
News Release
Report analyzes and offers reforms to the current US-proxy advisory system
Today, the Competitive Enterprise Institute released a new report that analyzes and critiques the current US proxy-advisory system and offers strong reforms that…
Search Posts
Issues & Insights
Reviving Community Banking By Lifting Barriers To New Banks
Americans have far fewer banks to choose from than they once did. The American banking industry has consolidated, with the number of U.S. banks…
Letters
CEI joins National Taxpayers Union on revised Senate Budget
Dear Leader Thune: On behalf of the undersigned organizations, we write in support of your decision to bring a revised budget to the…
News Release
CFPB seeks to un-do lawsuit against small mortgage firm: CEI statement
The Consumer Financial Protection Bureau this week took the unusual step of requesting to vacate a lawsuit and settlement penalizing a small Chicago-based…
Blog
Yes, women had access to credit before 1974
March is Women’s History Month, a time to acknowledge and celebrate many “firsts” for women in public life. One of those “firsts” is the…
Letters
CEI joins ATR Coalition Urging CRA on Medical Debt Rule
Dear Member of Congress, We are writing to express our concerns regarding the Consumer Financial Protection Bureau’s finalized rule on eliminating medical debt…
Letters
CEI joins ATR to address the Consumer Financial Protection Bureau’s last-minute efforts to expand its own regulatory authority to govern digital wallets and overdraft fees.
Dear Member of Congress: We, the undersigned organizations and individuals, urge you to address the Consumer Financial Protection Bureau’s (CFPB) last-minute efforts to…
Staff & Scholars
John Berlau
Senior Fellow and Director of Finance Policy
- Banking and Finance
- Deregulation
- Financial Regulation
Iain Murray
Vice President for Strategy and Senior Fellow
- Banking and Finance
- Trade and International
Steve Swedberg
Finance and Monetary Policy Analyst
- Banking and Finance
- Deregulation
- Financial Regulation