CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
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Report: Government limit on credit card interchange fees undermines consumers, small businesses
A new Competitive Enterprise Institute report examines an Illinois law that will limit credit card interchange fees paid by merchants to the banks and credit unions that issue such…
Study
The Hidden Costs of Interchange Fee Bans
The state of Illinois risks transforming the Land of Lincoln into the Land of Patchwork Price Controls. The Interchange Fee Prohibition Act (IFPA), passed by…
News Release
Federal Reserve moves to keep interest rates steady during its June meeting: CEI analysis
The Fed has decided to keep interest rates where they are, signaling the focus is still on economic uncertainty and asserting its independence from…
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News Release
Bank of America Decision Doesn’t Negate Dodd-Frank’s Consumer Costs
Washington, D.C., November 2, 2011—Think Bank of America and other banks’ decision to drop debit card fees is a victory for consumers? Not so fast,…
Op-Eds
Get a Job!
Repeal Financial Regs Repeal portions of the Bush-era Sarbanes-Oxley Act to make it easier for smaller companies to raise capital by going public,…
Daily Caller
Regulation Is This Halloween’s Goblin
American entrepreneurs and small business owners have good reason to be scared this Halloween. According to a new Gallup poll, small business owners consider…
RealClear Markets
Yes, Regulation Does Keep Unemployment High
When regulations make hiring employees more expensive, companies won't hire as many of them. It's a simple truth. But it is an inconvenient one…
RealClear Markets
Letter to the Editor: Hoover Didn’t Show Any Fiscal Restraint
Re: “Amendment would cripple government, devastate Americans,” Oct. 23 commentary: Where did Andy Schmookler get the strange idea that former President Herbert Hoover practiced…
Bernews
