CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
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Read the Full Study
Report: Government limit on credit card interchange fees undermines consumers, small businesses
A new Competitive Enterprise Institute report examines an Illinois law that will limit credit card interchange fees paid by merchants to the banks and credit unions that issue such…
Study
The Hidden Costs of Interchange Fee Bans
The state of Illinois risks transforming the Land of Lincoln into the Land of Patchwork Price Controls. The Interchange Fee Prohibition Act (IFPA), passed by…
News Release
Federal Reserve moves to keep interest rates steady during its June meeting: CEI analysis
The Fed has decided to keep interest rates where they are, signaling the focus is still on economic uncertainty and asserting its independence from…
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Letters
CEI Joins Coalition Letter Opposing Housing Price Controls
Dear Members of Congress and State Attorneys General, We, the undersigned organizations and individuals, are writing in opposition to all efforts to establish price controls…
Blog
This week in ridiculous regulations: marijuana scheduling and do-not-call fees
Rather than allow more housing to be built to combat rising rents, the Justice Department sued RealPage, a rent-listing service. CEI’s James Broughel released…
DC Journal
Counterpoint: Workers Are Not Better Off
The perennial question in presidential elections is, “Are you better off than you were four years ago?” For American workers, the answer is, lately, not…
The American Institute for Economic Research
Did the Bank of England Set Britain on the Road to Ruin?
“The Old Lady of Threadneedle Street” is the affectionate nickname of the Bank of England, as respected an institution as Britain ever had. Calling something…
Acton Institute
Invisible Logic: Boy, Do I Have a Conspiracy Theory for You
At page 99 of their substance-free investigation into the effects of the doctrine they call “neoliberalism,” George Monbiot and Peter Hutchison start talking about “conspiracy…
The Washington Times
Report suggests that real wages have fallen as inflation rose over past four years
The Washington Times cited CEI’s experts on real wages & rising inflation Sean Higgins, an analyst at the libertarian Competitive Enterprise Institute, said the Pew…