CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
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The National Desk
Federal Reserve keeps waiting for more data before cutting interest rates
CEI’s Ryan Young is cited on The National Desk about Federal Reserve interest rates: “The Fed has done just about all that it can…
News Release
Fed ignores congressional pressure and keeps interest rates steady: CEI analysis
On Wednesday, the Federal Reserve announced that it will keep interest rates steady in a continued effort to fight off inflation. CEI senior economist…
National Review
Critics of Capital One–Discover Merger Are Missing the Elephants
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Blog
SCOTUS On Insurance and Credit Reporting
A Supreme Court Decision handed down today, Safeco v. Burr, mostly sided with two insurance companies in a dispute over notifications related to the…
Blog
Banning “Discrimination” That Might Protect Safety
Politicians love to vote against “discrimination.” It makes them feel saintly, even if the law they vote for has unintended consequences, saddles businesses with red…
Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. CONSUMER The Washington Post reports on CEI’s campaign to protest substandard appliances resulting from energy efficiency mandates. 2.
News Release
Insurance Reform Bill Could Have Big Impact on Consumers
Washington, D.C., May 24, 2007— America has a deeply troubled auto and homeowners’ insurance system. A bill to be introduced today in Congress may…
Blog
Selling Insurance on the Web
Today’s Wall Street Journal (subscription only) features an article about the increasing use of the Web for the sale of insurance policies. I was…
Blog
Wildfires in California: A Growing Residual Market?
We may be seeing the emergence of yet another residual market for insurance, this time against wildfire. Even though fires have declined a great…