CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
Featured Posts
News Release
CEI praises measure to overturn CFPB’s destructive price controls on credit card late fees
On Wednesday, the House Financial Services Committee is expected to approve a Congressional Review Act (CRA) resolution sponsored by Rep. Andy Barr (R-KY) to overturn…
American Institute for Economic Research
Biden Redoubles Effort to Crush Crypto With EIA’s Mining Survey
The Biden administration has launched yet another attack against the cryptocurrency industry–an environmental impact “survey” to bolster a politically motivated attack on the crypto mining…
Reason
Inflation Is So Back
CEI’s Ryan Young is cited on Reason about rising inflation: “If the Federal Reserve was thinking of cutting interest rates at its next meeting…
Search Posts
Study
Don’t Depower Crypto
Introduction In President Biden’s Fiscal Year 2024 budget blueprint,1 the president proposed a new tax aimed at the electricity use caused by cryptocurrency mining. Known…
News Release
Report: Energy Tax Targeting Crypto Industry – Bad Idea for a New Year
A new Competitive Enterprise Institute report investigates whether the energy usage of certain cryptocurrencies like Bitcoin merits a targeted electricity tax on the industry…
Blog
This week in ridiculous regulations: Auto dealers and automated tariffs
The first week of the new year’s regulations is in the books. Agencies issued new regulations ranging from junk fees to cable tv competition. On…
Daily Caller
Biden’s Student Loan Cancellation Dreams Are A Nightmare For Average Americans, Experts Say
CEI’s Ryan Young is cited in the Daily Caller on student loan cancellation: “Parents are already willing to save and sacrifice in order to afford…
Blog
Unconstitutionality Index going into 2024: 46 rules for every law
The Biden’s administration’s 3,018 rules and regulations of 2023 is fairly typical of agency output these days. But while rule counts remain relatively stable,…
Blog
This week in ridiculous regulations: 2023 year-end special
The tentative final numbers for new regulations for 2023 are in: The final four-day week of 2023 was relatively slow: 60 final regulations, 34 proposed…