Federal housing policies shape the rules for how Americans buy, rent, and build homes. Excessive federal mandates often stifle innovation, inflate prices, and restrict opportunity. Reducing unnecessary federal mandates and subsidies can allow housing markets to operate more freely while giving people greater control over where and how they live. When the federal government focuses on removing obstacles rather than controlling outcomes, families gain greater freedom to build stable, fulfilling lives.
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HUD and CFPB help housing by restoring free speech
Thanks to the commendable actions of the Department of Housing and Urban Development (HUD) and the Consumer Financial Protection Bureau (CFPB), April has been a…
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The Senate housing bill’s road to socialism
In the last week of February, I expressed hope that members of Congress would “embrace free-market proposals to advance opportunities in the housing sector”…
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Politicians should push deregulatory initiatives – not investor limits – to boost housing affordability
Both President Trump and Democrats in Congress seem to blame the high costs of housing on certain groups of real estate investors and to restrict…