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Comment

The Future of Deposit Insurance: Assessing Coverage Levels, Systemic Costs, and Depositor Confidence

  • By: John Berlau
  • 11/17/2025

Hearing Entitled: The Future of Deposit Insurance: Exploring the Coverage, Costs, and Depositor Confidence Dear Chairman Hill and Ranking Member Waters, On behalf of the…

Banking and Finance

Comment

Comments urging withdrawal of Chopra CFPB open banking mandate

  • By: John Berlau
  • 10/21/2025

Dear Acting Director Vought: On behalf of the Competitive Enterprise Institute, I appreciate the opportunity to submit comments on RIN 3170-AB39, CFPB’s reconsideration of issues…

Banking and Finance

Comment

CEI Comments on CFTC Event Contracts Rule Banning Election Betting Markets

  • By: John Berlau
  • 08/08/2024

Dear Mr. Kirkpatrick: On behalf of the Competitive Enterprise Institute (CEI), I appreciate the opportunity to submit comments on RIN 3038-AF14, which concerns the types…

Banking and Finance

Comment

Request for Comment on Proposed Statement of Policy on Bank Merger

  • By: John Berlau
  • 06/18/2024

To Whom It May Concern: On behalf of the Competitive Enterprise Institute (CEI), I respectfully submit the following comments in response to the Federal Deposit…

Banking and Finance

Comment

CEI comments opposing the worsening of Durbin Amendment debit card price controls

  • By: John Berlau
  • 05/12/2024

Re: Debit Card Interchange Fees and Routing (Docket No. R–1818, RIN 7100-AG67) Dear Ms. Misback: On behalf of the Competitive Enterprise Institute (CEI), I respectfully…

Banking and Finance

Comment

Conflicts of Interest Associated with the Use of Predictive Data Analytics by Broker-Dealers and Investment Advisers

  • By: James Broughel, John Berlau
  • 10/10/2023

October 10, 2023 Docket ID: Release Nos. 34-97990, IA-6353, File No. S7-12-23 To the Honorable Gary Gensler, Chair of the Securities and Exchange Commission, and…

Banking and Finance

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