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News Release

CFPB Cap on Credit Card Late Fees = Price Controls that Raise Cost of Credit for Everyone

  • John Berlau
  • 02/02/2023

The Biden White House is touting a new proposed rule from the Consumer Financial Protection Bureau that would cap most credit card late fees…

Banking and Finance

Blog

Berlau Crypto Letter and Comments in Wall Street Journal and Washington Examiner

  • By: John Berlau
  • 01/27/2023

This week, I have had the honor of being quoted in a great article on cryptocurrency trends and regulation in the Washington Examiner and having…

Deregulation

Forbes

Fed Economist’s Study Shows Harm Of Government-Spread Misinformation On Small Loans

  • By: John Berlau
  • 01/12/2023

The “Twitter Files” have made some shocking revelations about government entities muscling social media companies to de-platform people in the name…

Banking and Finance

Blog

The Deregulatory Pony for Small Biz Buried in the Omnibus Pile

  • By: John Berlau
  • 12/23/2022

There’s not much good to say about an “omnibus” bill crammed in at the end-of-year lame duck session of Congress that contains a grab bag…

Banking and Finance

Wall Street Journal

The Meaning of the Bankman-Fried Indictment

  • By: John Berlau
  • 12/13/2022

The Wall Street Journal cites Senior Fellow John Berlau on the Sarbanes-Oxley law: “Earlier this year John Berlau and Josh Rutzick wrote in…

Banking and Finance

Blog

FTX Hearings Should Probe Fraud Charges and the SEC’s Misplaced Priorities

  • By: John Berlau
  • 12/13/2022

In the wake of the arrest of and charges of fraud against Sam Bankman-Fried, the disgraced founder and former CEO of the FTX…

Financial Regulation

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