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Blog

FedNow Isn’t a CBDC, But Still Contains Many Dangers

  • By: John Berlau
  • 04/07/2023

Over the past few days, “FedNow” has been trending on Twitter in tweets that contain healthy doses of curiosity and skepticism, well-founded concerns about privacy…

Banking and Finance

Blog

Finance Facts Trump Biden’s Blame Game on Banking Woes

  • By: John Berlau
  • 03/31/2023

Donald Trump dominated the news in more ways than one yesterday, as Biden officials attempted to place the Trump administration at the center of recent…

Banking and Finance

Blog

The Many Harms of Unlimited Deposit Insurance

  • By: John Berlau
  • 03/23/2023

Unlimited deposit insurance – the government guaranteeing that bank accounts of any size be made whole-in the event of a bank failure – would create…

Banking and Finance

Blog

The Risks of Bailing Out Silicon Valley Bank’s Uninsured Depositors and How to Make the Banking System Resilient

  • By: John Berlau
  • 03/15/2023

On Sunday evening, the Biden administration decided that all customers of the failed Silicon Valley Bank will have their millions and possibly billions in the…

Banking and Finance

News Release

Congress Shouldn’t Compound Silicon Valley Bank Collapse with Bailouts and Bad Ideas

  • Clyde Wayne Crews, John Berlau
  • 03/13/2023

The Silicon Valley Bank collapse has spurred some terrible policymaking ideas in Congress, exacerbating bad decisions by the bank that has led to its collapse.

Banking and Finance

Bloomberg

Biden Vows to Hold Banks Accountable, Urges Stronger Rules (2)

  • By: John Berlau
  • 03/13/2023

President Joe Biden sought to reassure jittery consumers and markets the US financial system is on solid footing, promising to hold responsible those behind the collapse of…

Banking and Finance

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