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Blog

Deputizing banks for citizenship verification could halt America’s financial greatness

  • By: John Berlau
  • 05/12/2026

A few weeks after he was confirmed as Treasury secretary last year, Scott Bessent delivered a message to the American Bankers Association that regulatory relief…

Banking and Finance

News Release

SEC seeks end to quarterly reporting mandate: CEI analysis

  • John Berlau
  • 05/05/2026

The Securities and Exchange Commission today proposed to end mandatory quarterly reporting for public companies and switch to semiannual reporting. “The SEC has made…

Deregulation

Comment

CEI comments on OCC’s proposed implementation of GENIUS Act stablecoin regulation

  • By: John Berlau
  • 05/01/2026

Dear Comptroller Gould:On behalf of the Competitive Enterprise Institute, I appreciate the opportunity to submit comments on OCC-2025-0372, the OCC’s Notice of Proposed Rulemaking implementing…

Financial Regulation

Blog

HUD and CFPB help housing by restoring free speech

  • By: John Berlau
  • 04/29/2026

Thanks to the commendable actions of the Department of Housing and Urban Development (HUD) and the Consumer Financial Protection Bureau (CFPB), April has been a…

Federal Housing Policy

Blog

Spirit Airlines shows mergers may prevent bankruptcies and bailouts

  • By: John Berlau
  • 04/27/2026

In 2024, Spirit Airlines, financially troubled since the COVID-19 pandemic and lockdowns, sought a lifeline through a merger with JetBlue Airways. Although neither Spirit nor…

Antitrust

News Release

Fed Chair nominee Warsh has mixed signals in Senate hearing

  • John Berlau, Ryan Young, Steve Swedberg
  • 04/21/2026

Kevin Warsh’s confirmation hearing for Federal Reserve Chair in the Senate today prompted questions about future Fed policies. While his testimony had promising signals, several…

Monetary Policy

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