Blog
Seila Law Leaves More Questions than Answers over the Constitutionality of Past CFPB Actions
On June 29, the Supreme Court ruled the structure of Consumer Financial Protection Bureau to be unconstitutional. Chief Justice John Roberts delivered the majority opinion,…
News Release
Rather than reversing new fair-lending rules, Congress should instead completely repeal the Community Reinvestment Act
Today, House Democrats plan to use the Congressional Review Act to overturn recent actions taken by the Office of the Comptroller of the Currency (OCC)…
News Release
CEI Opposes the Protecting Your Credit Score Act
The House of Representatives today is considering H.R. 5332, the Protecting Your Credit Score Act, a bill that would require credit bureaus to jointly create…
Blog
Webinar Panel: Thoughts on the HEROES Act and Regulation of the Debt Collection Industry
Debt collection firms play a vital role in a market economy, as part of the "plumbing"—the underlying architecture—that makes modern credit markets possible. Legislation to…
Blog
Navient Files for Summary Judgement in Meritless CFPB Case
On May 19, student loan servicer Navient filed for summary judgement on a CFPB lawsuit started over three years ago. In the filing, Navient urged…
ACA International
From the Web: How the HEROES Act Constrains Debt Collection to the Detriment of Consumers
ACA International cites Policy Analyst Matthew Adams on the HEROES Act: In a blog post for the Competitive Enterprise Institute, Policy Analyst Matthew…