Matthew Adams is the government affairs and coalitions manager at the Competitive Enterprise Institute. In this role, he develops CEI’s relationship with Congress, the White House, federal agencies, and allies.
Matthew was previously a policy analyst at CEI, where he focused on financial services policy. Prior to joining CEI, he worked at the American Action Forum, Americans for Tax Reform, and in the U.S. House of Representatives.
Matthew received a Bachelor of Arts in political science and history from American University in Washington, DC. At American, he was active in both College Republicans and Young Americans for Liberty.
Authored by Matthew Adams
News
Report: APR Calculation Misleading as Applied to Short-Term Loan Costs
A new Competitive Enterprise Institute report criticizes efforts by lawmakers and activists to impose a cap on small-dollar, short-term loans based on a hypothetical…
Senate Defeats Effort to Undo Reforms to 1977 Community Reinvestment Act
Senate Democrats tried unsuccessfully tonight to undo recent reforms made to the 1977 Community Reinvestment Act. CEI financial policy expert Matthew Adams explains why the…
CFPB Offers Relief on Small Dollar Loans
Today, the Consumer Financial Protection Bureau (CFPB) released its long-awaited final rewrite of the payday lending rule, formally titled the Payday, Vehicle Title, and Certain…
Blog
FinCEN Files Shows Regulatory and Privacy Concerns with the Bank Secrecy Act and the Necessity for Reform or Repeal
- By: Matthew Adams
Last month, BuzzFeed News published an investigative report that alleged that banks sat on their hands while criminals laundered trillions of dollars over the…
Fed’s Community Reinvestment Act Reform Proposal Is a Step in the Wrong Direction
- By: Matthew Adams
Last month, the Federal Reserve released a preliminary proposal to update the Community Reinvestment Act (CRA). The Fed’s proposal, spearheaded by Obama-appointed Fed Governor Lael…
New CFPB Reports Find Consumer Credit Resiliency During the COVID-19 Pandemic
- By: Matthew Adams
Recent research from the Consumer Financial Protection Bureau (CFPB) has found that consumers have not experienced significant increases in negative credit outcomes as a result…
Op-Eds/Articles
The Washington Times
CFPB Retools Payday Loan Rules to Help Desperate Americans Access an Important Source of Credit
- By: Matthew Adams
Despite phased reopenings across the country, the economic fallout from the COVID-19 pandemic continues, keeping unemployment too high and straining personal finances.
NewsMax
CFPB Litigation Won’t Help Student Borrowers
The efforts of Consumer Financial Protection Bureau (CFPB) Director Kathy Kraninger have gone a long way in reversing egregious Obama-era actions that plagued the agency,…
The Washington Times
Congress Can Fix Legal Marijuana Business Banking Problem
- By: Matthew Adams
Violent and property crime rates have decreased over the past 25 years, so it’s telling that instances of robbery or burglary against one sort of…
Studies
The Annual Percentage Rate Is the Wrong Metric for Assessing the Cost of a Short-Term Loan
Think calculating the cost of a loan is simple? Not under the longtime rules of the federal government and many states. Consider the following recent…
Citations
ACA International
From the Web: How the HEROES Act Constrains Debt Collection to the Detriment of Consumers
- By: Matthew Adams
ACA International cites Policy Analyst Matthew Adams on the HEROES Act: In a blog post for the Competitive Enterprise Institute, Policy Analyst Matthew…