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Blog

SEC’s ‘Regulation Best Interest’ Respects Investor Choice

  • By: John Berlau
  • 06/05/2019

Today, the Securities and Exchange Commission approved final rules that comprise “Regulation Best Interest,” which will govern conduct of broker-dealers in their transactions with retail investors. Any…

Banking and Finance

Blog

Don’t Let Credit Scoring Kerfuffle Compromise GSE Reform

  • By: John Berlau
  • 05/31/2019

Just when it seemed that reforming the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac was becoming a “third rail” that politicians did not want…

Housing Finance Policy

The Hill

Federal Reserve defies White House and Congress on Banking Regulation

  • By: Daniel Press, John Berlau
  • 04/28/2019

President Trump and the Federal Reserve continue to clash over interest rates, but another simmering dispute concerns the regulatory burden the Federal Reserve and other…

Banking and Finance

Blog

Shed Light on Cryptocurrency ‘Dark Matter’ Regulation at SEC

  • By: John Berlau
  • 04/16/2019

A few days ago, the Trump administration issued a memorandum strongly discouraging what the Competitive Enterprise Institute’s Wayne Crews has called “regulatory dark matter.” The…

Banking and Finance

News Release

SEC Threatens Access to Cryptocurrency and Other Digital Goods

  • John Berlau
  • 04/10/2019

The Competitive Enterprise Institute today released a report warning that government regulation of cryptocurrency as a “security” threatens innovation in financial transactions and other consumer…

Banking and Finance

Study

Cryptocurrency and the SEC’s Limitless Power Grab

  • By: John Berlau
  • 04/10/2019

Many questions are being asked about cryptocurrency. Is it a major innovation that will improve standards of living in ways we cannot yet imagine? Or…

Banking and Finance

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