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Three consequences of Illinois’ interchange fee law
In my new CEI paper, I examine the Illinois Interchange Fee Prohibition Act and what policymakers can learn from previous efforts to restrict…
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Report: Government limit on credit card interchange fees undermines consumers, small businesses
A new Competitive Enterprise Institute report examines an Illinois law that will limit credit card interchange fees paid by merchants to the banks and credit unions that issue…
News Release
Federal Reserve moves to keep interest rates steady during its June meeting: CEI analysis
The Fed has decided to keep interest rates where they are, signaling the focus is still on economic uncertainty and asserting its independence…
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Bloomberg BNA
Business Groups Attack ‘America First’ Merger Review Bill
Bloomberg BNA discusses the United States Foreign Investment Review Act of 2017 with John Berlau. Senate legislation to increase scrutiny of mergers proposed by…
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Senate Set to Vote to Block CFPB’s Harmful Arbitration Rule
After months of speculation, the Senate will today vote to block the Consumer Financial Protection Bureau’s (CFPB) rule banning financial institutions from including arbitration clauses…
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Government Regulation is Not the Answer to the Equifax Hack
The recent Equifax hack has placed an enormous amount of pressure on legislators to further regulate the credit-reporting industry. While such a response may be…
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Treasury: CFPB’s Arbitration Rule Falls Short
The Department of the Treasury has released its analysis of the Consumer Financial Protection Bureau’s (CFPB) Arbitration Rule, which bans the use of…
Fox Business Network Online
The Consumer Financial Protection Bureau: Hurting Those it Was Designed to Protect?
Fox Business Network Online covers CEI’s “Case against the Consumer Financial Protection Bureau” by Iain Murray. The Consumer Financial Protection Bureau (CFPB) has been a…
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Congress Should Fix Fintech Lending Model
The House Financial Services Committee marked up a whopping 22 bills last week. While many are noteworthy, such as ending Operation Choke Point, repealing…