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Three consequences of Illinois’ interchange fee law
In my new CEI paper, I examine the Illinois Interchange Fee Prohibition Act and what policymakers can learn from previous efforts to restrict…
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Report: Government limit on credit card interchange fees undermines consumers, small businesses
A new Competitive Enterprise Institute report examines an Illinois law that will limit credit card interchange fees paid by merchants to the banks and credit unions that issue…
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Federal Reserve moves to keep interest rates steady during its June meeting: CEI analysis
The Fed has decided to keep interest rates where they are, signaling the focus is still on economic uncertainty and asserting its independence…
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Australian Reserve Bank Gets the Economics Wrong on Interchange Fees
A new report commissioned by the International Alliance for Electronic Payments, of which CEI is a member, finds that the Reserve Bank of Australia…
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Savers Oppose “Fiduciary Rule” Sold by Labor Department as “Protecting” Them
“A fundamental shift in Wall Street culture” is what the Department of Labor is aiming for with the “fiduciary rule.” That’s what DOL Deputy Assistant…
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Dodd-Frank Act Strangles Small Banks
The 2010 Dodd-Frank Act was enacted partly to end “too-big-to-fail” banks, but it has done quite the opposite. It has curbed competition with big banks…
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CEI and Allies Submit Evidence to Australian Senate Inquiry on Credit Cards
Today, CEI and other members of the International Alliance for Electronic Payments joined the Australian Taxpayers Alliance in submitting evidence to an Australian Senate inquiry into credit…
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IAEP Submission to Australian Senate on Credit Card Interest Payments
Full Document Available in PDF Credit card interest rates and other features are only partly driven by factors such as the Reserve…
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Financial Regulation and Payments Update: July 31, 2015
Last week saw the fifth anniversary of Dodd-Frank and there was a great deal of commentary from opponents of the act, not least from us…