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Dodd-Frank 15 years later: How financial regulators leveled up
The leadup to Dodd-Frank This month marks the 15th anniversary of the Dodd-Frank Wall Street Reform Act. This law was enacted in the wake…

RealClear Markets
Book Review: Norbert Michel & Jennifer Schulp’s ‘Financing Opportunity’
America is the wealthiest nation on earth, with financial markets that are the envy of the world. Those markets have contributed to America’s rise for…
Daily Calller
Social Security Now Headed For Insolvency Even Sooner Than Expected
Daily Caller cited CEI’s experts on Social Security spending Congress can’t keep dodging entitlement reform. Social Security’s $28 trillion in unfunded liabilities is about the…
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Newsletter
Credit Cards, Tax Increases and George Carlin
The Federal Trade Commission sues a credit card issuer that lowered credit limits after profiling its customers’ purchases. Political observers predict significant tax increases in…
Letters
Opposition to the Fingerprint Registry in Senate Housing legislation
Dear Senators Reid and McConnell: We are diverse organizations, but we hold in common a deep commitment to privacy rights, civil liberties and the…
Newsletter
Fingerprints, Telecom Lawsuits and Al Gore’s Carbon Footprint
The Senate considers a bill creating a new federal fingerprint registry. The House of Representatives votes to shield telecom companies from lawsuits arising from the…
Newsletter
Drilling for Oil, Regulating Wall Street and Speaking Out On Unions
One million Americans sign a petition urging Congress to allow offshore drilling for oil and gas. Treasury Secretary Henry Paulson calls for the Federal Reserve…
Newsletter
Google, Ethanol and a Housing Trust Fund
Rep. Joe Barton (R-TX) grills Google on consumer privacy concerns. Gas prices dip slightly from their record high. The Senate considers a housing “rescue” bill.
Newsletter
The Fairness Doctrine, Windfall Profits and Recycling Mandates
Lawmakers clash over FCC broadcast regulation known as the “Fairness Doctrine.” Prominent politicians debate a windfall profits tax for oil companies. European lawmakers pass stringent…
Op-Eds
Distrust Fund
It’s almost a D.C. truism that anytime Congress creates a "trust fund" for a certain policy issue, the money flowing into the…
Op-Eds
The Value of Hedge Funds
Re “The Great Seduction” (column, June 10): While David Brooks makes some good points about debt and thrift, he paints with…
Newsletter
Termination Fees, Windfall Profits and a Federal Wilderness Land-Grab
The Federal Communications Commission holds a hearing to investigate “termination fees” for customers who cancel their cell phone, cable or Internet contracts early. Senate Republicans…
Citation
“Affordable Housing” Push Fed Subprime Bubble
Newsletter
Gas Prices, the Federal Reserve and Insurance Regulation
Senator Barbara Boxer (D-CA) claims that the global warming legislation she recently endorsed would not result in an increase in gas prices. Federal Reserve Bank…
Newsletter
Energy Legislation, Interest Rates and Futurism
The Senate prepares for a vote to end debate on major global warming legislation. The value of the dollar climbs slightly after the Federal Reserve…
Op-Eds
Fingerprint Registry in Housing Bill!!!
Earlier this week, a measure creating a federal fingerprint registry totally unrelated to national security passed a U.S. Senate committee almost without notice.
Newsletter
Beef, Housing and Money for the Blind
The Dept. of Agriculture proposes a ban on so-called “downer” cattle. The Senate Banking Committee approves a new housing bill. A federal court rules that…
Newsletter
Polar Bears, Subsidies for Millionaires and Credit Card Fees
The Department of the Interior finds that polar bears are “threatened” under the Endangered Species Act. The House of Representatives approves major new farm legislation.
Newsletter
Financial Markets, Internet Ads and Immigration
Federal Reserve Chairman Ben Bernanke sees turmoil in financial markets easing. New York legislators consider a bill to restrict online advertising. The Manhattan Institute releases…
Citation
the Proposed Housing Bailout
Newsletter
Satellite Radio, Gas Prices and the Credit Crunch
Sirius and XM Satellite await final government approval of their merger. Average gas prices rise to a new record high, prompting accusations of price gouging.
Citation
The Left-Wing Mortgage Counseling Racket, Cont’d: La Raza’s Earmark
Newsletter
Climate Skeptics, Immigration and Interest Rates
CEI launches a new video series featuring experts who are skeptical of alarmist global warming predictions. Supporters of immigrant rights rally in several cities across…
Newsletter
The FCC Goes Local, Economic Woes and Gun Rights
Senators express concern over proposed FCC localism regulations. The U.S. economy avoids recession status with modest growth in the first quarter of 2008. A federal…
Newsletter
Baby Bottles, Union Conflicts and Credit Card Fees
Wal-Mart announces that it will stop selling baby bottles made with the chemical bisphenol A, or BPA. Members of the California Nurses Association and the…
Op-Eds
Suing Over Pay Discrimination
“Pass the Fair Pay Act” (editorial, April 23) seemed unaware of the existence of the Equal Pay Act, which already gives employees ample time to…
Newsletter
Custody Disputes, Food Shortages and Taxi Cab Fares
Over 400 children seized from a polygamous sect in Texas are dispersed to group homes and shelters across the state. Zimbabwe, confronted with high food…
Op-Eds
Police Those Credit Cards
The burdensome, patronizing, new credit card regulations proposed in the wildly misnamed “Credit Cardholders Bill of Rights” will hurt just about every…
News Release
CEI Takes on Unconstitutional Agency in Court
Today, as Americans scurried to get their tax forms into the IRS, the D.C. Circuit Court of Appeals heard arguments about another agency that…
Newsletter
Financial Regulations, Greenhouse Gases and Microsoft’s Bid for Yahoo
The Treasury Department’s “blueprint” for overhauling financial regulation faces strong opposition. State governments across the country pledge to reduce greenhouse gas emissions. News Corp. considers…
Study
A Flawed Blueprint
America needs fundamental financial regulation reform. The Treasury Blueprint fails to provide it.
Newsletter
Global Health Threats, Foreclosure Relief and Food Riots
Members of Congress hear testimony on whether global warming will become a threat to human health. Senators agree on a foreclosure relief plan for mortgage…
News Release
New Financial Regulations Will Expand Bureaucracy
In a new study released this week, Competitive Enterprise Institute scholars size up the Treasury Department’s recent proposal to restructure the way…
Newsletter
The Exaflood, Mortgage Bailouts and Bear Stearns
Rising demand for bandwidth-intensive Internet applications threatens to swamp existing network capacity. The Senate considers a bill to “rescue” the U.S. housing market. Senators investigate…
News Release
Senators Investigate the Credit ‘Crisis’
Today, Federal officials and the CEOs of Bear Stearns and JPMorgan Chase will testify before the Senate Banking Committee on recent turmoil in U.S.
Newsletter
Paulson’s Plan, International Competition and New Leadership at FTC
Treasury Secretary Henry Paulson’s plan to reform oversight of financial markets sparks intense debate. U.S. capital markets lose ground to international competitors. President Bush appoints…
Citation
Shady HUD Secretary to Resign
News Release
CEI Opposes Broad New Powers for Federal Reserve
Treasury Secretary Henry Paulson today unveiled a plan for restructuring the federal role in regulating financial institutions. The blueprint contains good recommendations on…
Op-Eds
Bear Fire Sale Leaves Owners Without A Say
Bear Stearns shareholders, the true owners, are being denied a voice in the fate of the firm.
Op-Eds
Freedom and its Digital Discontents
Read John Berlau's closing statement in the Economist.com debate "Proposition: By intervening to regulate business and financial risks, governments have made things worse."…
News Release
Congress’s Online Gambling Ban: Burden Without Benefit, Says Study
Current laws about Internet gambling have had damaging unintended consequences far beyond their intended target.
Study
Time to Fold the Unlawful Internet Gambling Enforcement Act
A bad law that could threaten America’s banking system…
Citation
5 Absurd Product Bans
Newsletter
Sarbanes-Oxley, Cancer Drugs and Discrimination Law
The National Law Journal warns that penalties in the Sarbanes-Oxley accounting rules for public companies can extend to individuals and private entities. Drug maker Cephalon…
Newsletter
Recession, Trade and Home Ownership
White House advisors cite the slowing economy as part of their call for tighter regulation of mortgage lenders. U.S. exports…
Study
The Community Reinvestment Act’s Harmful Legacy
How the CRA has hurt those it was intended to help, residence of low income neighborhoods with little access to credit.
Newsletter
Interest Rates, Video Games and an Economist Debate
Investors expect the Federal Reserve to enact a rare full percentage point cut in interest rates. A federal appeals court rules that Minnesota cannot fine…
Citation
the Possibility of a Recession
Citation
On the Verge of Another Fed Rate Cut; Update: Interest Rate Lowered .75 to 2.25 Percent
Study
Some Answers about Credit Unions
A recent, widely circulated advertisement from the American Bankers Association asks some questions of the credit union industry. They’re good questions and, in…
Newsletter
Gun Rights, Spitzer’s Legal Legacy and Economic Stimulus
The Supreme Court prepares to hear a challenge to Washington, D.C.’s city-wide ban on handguns. New York Governor Eliot Spitzer officially resigns from office today…
Op-Eds
Freedom and its Digital Discontents
John Berlau, director of CEI's Center for Entrepreneurship, debates Sarbanes-Oxley in the Economist…
Citation