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Trump EO on debanking is a mixed bag for financial freedom
President Trump’s new Executive Order (EO) on debanking correctly decries the weaponization of the financial regulation, and contains many good provisions preventing government regulators…
News Release
Interest rates not budging, Fed to focus on inflation not stimulus: CEI analysis
The Federal Reserve announced today that they are holding steady on interest rates in a continued effort to combat inflation. CEI senior economist…
RealClear Markets
Michelle Bowman’s Reforms Will Help Reverse Dodd-Frank Damage
America’s community banks are disappearing and forming more infrequently. These local lenders once dotted every city and small town, offering small business loans, farm credit,…
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Rising small business regs may spur Senate to pass REINS Act
In a bid to restore congressional accountability over the regulatory enterprise, the 118th Congress this week is set to vote on the so-called REINS Act,…
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New credit card late fee rule hurts folks who pay their bills on time
There has rightly been an outcry after the Federal Housing Finance Agency (FHFA), which sets policy for the government-sponsored enterprises (GSE) Fannie Mae and Freddie…
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This week in ridiculous regulations: cloudy guidance documents and potato ledprona
The number of new final regulations this year topped 1,000 last week. It was the rare 3,000-page for the Federal Register, which will likely surpass…
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Punishing success with higher mortgage rates?
The Biden administration recently implemented changes to fees on mortgages that are backed by government-sponsored enterprises Fannie Mae and Freddie Mac. Our old friend…
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The week in ridiculous regulations: Oklahoma emissions and Big Creek crayfish
GDP grew by 1.1 percent in the first quarter of 2023. Cable news hosts Tucker Carlson and Don Lemon were both fired. Meanwhile, agencies…
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Has Gary Gensler turned the SEC into a regulatory ‘Hotel California’?
Securities and Exchange Commission (SEC) Chair Gary Gensler hadn’t testified before the U.S. House of Representatives for 18 months. Republican members made up for lost…