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Three consequences of Illinois’ interchange fee law
In my new CEI paper, I examine the Illinois Interchange Fee Prohibition Act and what policymakers can learn from previous efforts to restrict…
Read the Full Study
Report: Government limit on credit card interchange fees undermines consumers, small businesses
A new Competitive Enterprise Institute report examines an Illinois law that will limit credit card interchange fees paid by merchants to the banks and credit unions that issue…
News Release
Federal Reserve moves to keep interest rates steady during its June meeting: CEI analysis
The Fed has decided to keep interest rates where they are, signaling the focus is still on economic uncertainty and asserting its independence…
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Payday Loan Options Serve Consumers Well
Congress should use the Congressional Review Act to dismantle the Consumer Financial Protection Bureau’s payday loan rule.
The Washington Times
White House Urged to Kill Obama-era Payday Lending Rule
The Washington Times covers CEI’s letter sent to the Office of Information and Regulatory Affairs (OIRA) regarding the payday-lending rule. A free-market group is urging…
Breitbart
Potential Nomination of McWatters to Head Up the CFPB Hits a Rough Patch
Breitbart discusses possible Consumer Financial Protection Bureau (CFPB) nominee Mark McWatters with John Berlau. The potential nomination of National Credit Union Adminstration Chairman (NCUA)…
The National Law Review
Overturning the CFPB’s Final Payday Loan Rule by Reopening Rulemaking or CRA Resolution
The National Law Review discusses the various vehicles that could be used to repeal the CFPB’s small-dollar loan rule. On December 1, 2018, three…
Blog
The White House Can Save the Small-Dollar Loan Industry
The Consumer Financial Protection Bureau's small dollar loan rule should be retracted on Paperwork Reduction Act violations alone. …
USA Today
Federal Payday Lending Rule Could Face Repeal Amid New Battle
USA Today covers the Consumer Financial Protection Bureau’s decision to delay the small-dollar loan rule. Consumer advocates and business groups are battling anew over…