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America’s insurance commissioners still pursuing bad investment charges that EU is scrapping
Last month, a significant development took place in Europe that so far has not been widely reported in the US, even though it will likely…
Blog
Why are America’s insurance commissioners trying to import harmful European rules?
With high prices and the threat of recession looming over America’s economy, another threat is emerging. Influential policymakers overseeing the U.S. insurance industry are on…
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Free the Economy Episode 8: Crypto and ESG with Jennifer Schulp
Welcome back to the Free the Economy podcast. In this week’s episode we talk about the cultural impact of Super Bowl ads,…
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Driver Monitoring Increases Accuracy, Lowers Insurance Costs
Believe it or not, insurance companies do not want to overcharge you. They want to charge just the right amount — as little as possible…
Study
Phase Out the National Flood Insurance Program
Full Document Available in PDF Since it emerged in its current form…
Study
Liberalize Homeowners, Automobile, Life, and Commercial Insurance Regulation
Full Document Available in PDF A confusing patchwork of state-level…
Study
Develop Smart Policies to Help Homeowners Deal With Natural Catastrophes
Full Document Available in PDF Natural catastrophes such as…
Op-Eds
Judge Should Have Struck Down Entire Law (Letter to the Editor)
This editorial about a federal judge striking down Obamacare’s individual insurance-purchase mandate rightly noted that the law lacks a severability clause. Because of…
Blog
Why Insurance Rates Rise in Calm Seasons
This year’s hurricane season, which officially ended at the beginning of this month, was the third most active season on record for the Atlantic. However,…