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Free the Economy Episode 8: Crypto and ESG with Jennifer Schulp
Welcome back to the Free the Economy podcast. In this week’s episode we talk about the cultural impact of Super Bowl ads,…
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Case of Mortgage Lender PHH Corp. Highlights CFPB’s Unconstitutional Abuses
The facts of PHH Corporation v. Consumer Financial Protection Bureau stand as a sharp example of the agency's ability to abuse its enormous power.
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Pressure Grows to Reform Bank SIFI Designations
What makes a bank risky? While a simple question, the answer is anything but. As the 2008 crisis proved, managing risks in the financial system…
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Liberalize Homeowners, Automobile, Life, and Commercial Insurance Regulation
Full Document Available in PDF A confusing patchwork of state-level…
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Develop Smart Policies to Help Homeowners Deal With Natural Catastrophes
Full Document Available in PDF Natural catastrophes such as…
Op-Eds
Judge Should Have Struck Down Entire Law (Letter to the Editor)
This editorial about a federal judge striking down Obamacare’s individual insurance-purchase mandate rightly noted that the law lacks a severability clause. Because of…
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Why Insurance Rates Rise in Calm Seasons
This year’s hurricane season, which officially ended at the beginning of this month, was the third most active season on record for the Atlantic. However,…
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Beach House Bummer: State-Run Insurance Fuels Risky Coastal Development
Wouldn’t we all like to have a beach house? A large number of Americans have a dream of living near the sea, but few of…
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Hospital Cost-Shifting Leads to More Expensive Car Insurance
Lawmakers’ policies are making your car insurance higher than it should be. Rather than solving the problems that government intervention is causing, however, politicians would…