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The problem with Obamacare is Obamacare
This year, the COVID-induced expansion of the Affordable Care Act (ACA) will expire. Extending the expanded subsidies has become a point of contention between Republicans…

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Favorable selection in Medicare Advantage can’t be managed from the top
A previous post covered how the Centers for Medicare & Medicaid Services’ (CMS) attempts to mitigate upcoding have been unsuccessful. Another often-decried activity…

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Don’t socialize health care through private insurance
Four senators have introduced the “Supporting Healthy Moms and Babies Act,” which would mandate full coverage, no copays, no out-of-pocket costs for beneficiaries…
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Study
Federal Reinsurance for Homeowner’s Insurance: Another Capitol Hill Disaster.
Storm clouds over Capitol Hill. House Banking Committee members are teetering on the brink of triggering a mega-disaster this week that is pointed…
News Release
Shadow Insurance Committee to Meet October 25 to Review Catastrophe Insurance Financing & Redlining Issues
Washington, D.C., October 22, 1999 – The Shadow Insurance Regulation Committee will hold its second meeting of the year at 12 noon on October…
Op-Eds
Reinsurance Proposal Troubling
As Floyd moves up the coastline, it appears that most property owners have dodged the burden of potentially devastating losses that could stress private-insurance markets:…
Op-Eds
How to Get Real Social Security: Tom Miller Article in Reader’s Digest
“Am I ever going to see that money again Published in Reader’s Digest December 1998 “Am I ever going to see…
Study
Insuring Against Natural Disasters: Possibilities for Market-Based Reform
Full Document Available in PDF In the 105th Congress, the…
Products
Rethinking Insurance Regulation–1998
NATURAL DISASTERS AND CATASTROPHIC…