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Trump’s Strait of Hormuz insurance plan gambles with taxpayer dollars
As wars and skirmishes escalate, the risks to commerce increase and are reflected in market prices. In past conflicts, shipping firms faced soaring premiums…
Blog
Congress keeps propping government-backed deposit insurance up, risk keeps rising
On Sunday, the Federal Deposit Insurance Reform Act of 2005 marked its 20th anniversary. This Act consolidated the Bank Insurance Fund and the…
Blog
HSAs: A silver bullet for the silver loading conundrum
After the longest government shutdown in American history — ostensibly caused by the expiration of the expanded Obamacare subsidies — Republicans have debated health…
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Op-Eds
State Needs New Leadership on Insurance Policies
It’s sometimes hard to picture your insurance company as a caped hero sweeping in to rescue you in times of crisis. Yet, that is what…
Newsletter
Financial Reform, Hurricane Season and Bank Fees
Congress continues negotiations on a major financial reform bill. Florida Governor Charlie Christ vetoes a bill that would have allowed Florida insurance companies to build…
Blog
FL property insurance: turning a blind eye is not reform
While deregulation is always a good thing, we shouldn’t be fooled into believing that the recent news that Florida’s office of insurance regulation has…
Blog
AIG Bailout Had “Poisonous” Effect, Bailout Oversight Panel Says
“American International Group Inc.’s bailout had a ‘poisonous’ effect on the U.S. financial system because it demonstrated the government would protect Wall Street firms from…
Op-Eds
Let Michigan Insurance Consumers Tailor Auto Coverage
Imagine you live in a town where anyone who dines out is required to buy a $200 bottle of champagne with their meal. That…
Newsletter
Ethanol, Amtrak and Auto Insurance
New global warming legislation contains subsidies for ethanol production. Amtrak, which loses money annually, is now embroiled in legal troubles. State governments take an increasingly…