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Trump’s Strait of Hormuz insurance plan gambles with taxpayer dollars
As wars and skirmishes escalate, the risks to commerce increase and are reflected in market prices. In past conflicts, shipping firms faced soaring premiums as…
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Congress keeps propping government-backed deposit insurance up, risk keeps rising
On Sunday, the Federal Deposit Insurance Reform Act of 2005 marked its 20th anniversary. This Act consolidated the Bank Insurance Fund and the Savings…
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HSAs: A silver bullet for the silver loading conundrum
After the longest government shutdown in American history — ostensibly caused by the expiration of the expanded Obamacare subsidies — Republicans have debated health care…
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Banning “Discrimination” That Might Protect Safety
Politicians love to vote against “discrimination.” It makes them feel saintly, even if the law they vote for has unintended consequences, saddles businesses with red…
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The Competitive Enterprise Institute Daily Update
Issues in the News 1. CONSUMER The Washington Post reports on CEI’s campaign to protest substandard appliances resulting from energy efficiency mandates. 2.
News Release
Insurance Reform Bill Could Have Big Impact on Consumers
Washington, D.C., May 24, 2007— America has a deeply troubled auto and homeowners’ insurance system. A bill to be introduced today in Congress may…
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Selling Insurance on the Web
Today’s Wall Street Journal (subscription only) features an article about the increasing use of the Web for the sale of insurance policies. I was…
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Wildfires in California: A Growing Residual Market?
We may be seeing the emergence of yet another residual market for insurance, this time against wildfire. Even though fires have declined a great…
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Property Insurance Becomes a Legislative Casualty
The Florida legislature recently passed a bill regulating property insurance rates in response to complaints that premiums in certain hurricane-prone areas were too high.