CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
Featured Posts
Blog
The challenges of central banking
The Federal Reserve has decided to maintain interest rates between 3.75 percent and 4 percent. Within minutes of this announcement, economists, investors, politicians,…
News Release
Federal Reserve holds rates steady as inflation turmoil continues: CEI analysis
The Fed has decided to keep interest rates steady as it continues to battle against rising inflation and economic uncertainty, made worse by…
Blog
OCC aligns with CEI suggestions in new stablecoin rule
Last week, the Office of the Comptroller of the Currency (OCC) released its long-awaited final rule implementing the GENIUS (Guiding and Establishing National…
Search Posts
News Release
Report: Anti-Price-Gouging Laws Do More Harm Than Good
Policymakers called for price gouging laws in the wake of the COVID-19 pandemic, when massive shortages—and rising prices—ensued nationwide for hand sanitizer, personal protective equipment,…
Study
#NeverNeeded Price Gouging Laws Would Harm COVID-19 Response
Price gouging becomes a hot topic during every crisis. It has become especially topical during the COVID-19 crisis. Almost overnight, the need exploded for goods…
Blog
Dodd-Frank Still Harmful After a Decade, But Modest Deregulation Has Helped
Dodd-Frank has caused harmful and sometimes disastrous effects for consumers, investors, entrepreneurs, and Main Street financial institutions such as community banks and credit unions. The…
Blog
Wealthy Millennials Not So Concerned with “Socially Responsible” Investing
In the last few years advocates of corporate social responsibility theory have been assuring everyone who would listen that a new day is dawning for…
Blog
CFPB’s Kraninger Should Drop Navient Litigation in Light of Supreme Court Holding
CEI has praised Kathy Kraninger, director of the Consumer Financial Protection Bureau, for her many deregulatory initiatives that—in contrast to her predecessor, Richard Cordray—protect consumer…
The Washington Times
CFPB Retools Payday Loan Rules to Help Desperate Americans Access an Important Source of Credit
Despite phased reopenings across the country, the economic fallout from the COVID-19 pandemic continues, keeping unemployment too high and straining personal finances.
Staff & Scholars
John Berlau
Senior Fellow and Director of Finance Policy
- Banking and Finance
- Deregulation
- Financial Regulation
Iain Murray
Vice President for Strategy and Senior Fellow
- Banking and Finance
- Trade and International
Steve Swedberg
Finance and Monetary Policy Analyst
- Banking and Finance
- Deregulation
- Financial Regulation