CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
Featured Posts
Blog
Let’s end ‘reputational risk’ debanking once and for all
Although this legislative session is near its end, Congress still has the opportunity to take an important step to ensure that financial regulation is…
Blog
Vance wants to break the dollar’s global reserve currency status: Why American consumers would pay
A recently resurfaced video of Vice President J.D. Vance has brought renewed attention to his argument that the US dollar’s status as the…
News Release
Inflation increases slightly in July, Americans still paying higher prices: CEI analysis
July’s Consumer Price Index (CPI) report shows inflation increased 0.1 percent across all sectors, in line with economists’ predictions. With new proposed tariffs…
Search Posts
News Release
Trump’s pick for acting CFPB director is good news for consumers & financial innovation
CEI Director of Finance Policy John Berlau praised President Trump’s pick to act as head of the Consumer Financial Protection Bureau, following the firing…
Blog
Agenda for Congress: Inflation
CEI’s new Agenda for Congress is out now. Each chapter contains pro-market policy recommendations in areas where CEI has expertise. Here are the…
Blog
Coinbase’s FOIA complaints against FDIC raise serious government transparency concerns
In the waning days of the Biden administration, whistleblowers and investigative journalists put forth alarming revelations of financial regulators jawboning banks to cut off…
News Release
Fed maintains rates in first interest rate decision of the new year: CEI analysis
The Federal Reserve has announced that in the interest of fighting inflation, it will not cut rates at this time. CEI senior economist…
Letters
CEI opposes efforts concerning price controls on credit cards
Dear Member of Congress: We, the undersigned organizations, oppose efforts to impose price controls on credit cards. Whether through the inaccurately named…
National Review
The Federal Reserve’s New Debit Card Rule Threatens Consumers and Banks
While some lawmakers and regulators are targeting credit cards, the Federal Reserve has plans for your debit card. The likely result will…
Staff & Scholars
John Berlau
Senior Fellow and Director of Finance Policy
- Banking and Finance
- Deregulation
- Financial Regulation
Iain Murray
Vice President for Strategy and Senior Fellow
- Banking and Finance
- Trade and International
Steve Swedberg
Finance and Monetary Policy Analyst
- Banking and Finance
- Deregulation
- Financial Regulation