CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
Featured Posts
National Review
America’s Misplaced Income Priorities
The national inequality debate is asking the wrong questions. Pundits are cheering a recent Congressional Budget Office (CBO) report showing a…
Blog
Why can’t we just print more money?
Last week, I attended an event at a think tank where the conversation centered on the federal budget and national debt. At one…
Blog
Buy Now, Pay Later doesn’t mean pay more, owe more, and panic more
Buy Now, Pay Later (BNPL) has become a familiar way to pay for everything from discretionary purchases to everyday expenses. BNPL lets consumers divide…
Search Posts
Op-Eds
Banks Aren’t Bridges
The logic of the recent bank stress tests seems unassailable — bridges may fail, so may banks. But bridges are physical constructs. Centuries of…
Newsletter
Chrysler’s Future, Chevron in Ecuador and Flex-Fuel Cars on the Road
A bankruptcy judge approves Chrysler’s request to start spending $4.5 billion in government loans. Ecuador sues Chevron for $27 billion over alleged environmental damage from…
Newsletter
Justice Souter, Global Warming Negotiations and Florida Insurance Reform
Justice David Souter announces his retirement from the Supreme Court. Leading up to global warming negotiations in Copenhagen, a new study calls for the elimination…
Newsletter
Consumer Credit, Social Security and Swine Flu
The House of Representatives votes to limit credit card fees and interest rates. President Obama endorses raising Social Security taxes. Vice President Biden advises Americans…
News Release
CEI Analyst Hails Florida Insurance Bill Passage
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Study
SERFF Liberation
The System for Electronic Rate and Form Filing Needs Competition…
Staff & Scholars
John Berlau
Senior Fellow and Director of Finance Policy
- Banking and Finance
- Deregulation
- Financial Regulation
Iain Murray
Vice President for Strategy and Senior Fellow
- Banking and Finance
- Trade and International
Steve Swedberg
Finance and Monetary Policy Analyst
- Banking and Finance
- Deregulation
- Financial Regulation