CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
Featured Posts
News Release
Supreme Court Disappoints on Funding/Powers Question in Ruling in CFPB Case
The Supreme Court today issued a disappointing ruling in CFPB v. Community Financial Services Association of America, a lawsuit challenging the unchecked funding of…
News Release
No surprises with April’s inflation report: CEI analysis
Inflation rose 0.3 percent in April compared to 0.4 percent in March. While this wasn’t a surprise for economists, the news indicates a tough…
Blog
Navigating the maze of federal regulations in 2024: What to know
In a bureaucratic whirlwind, the 2024 Federal Register is attaining new heights, topping 41,000 pages today. An unsettling new norm for the past few weeks…
Search Posts
Study
Optional Federal Charter for Insurers
An optional federal charter for insurers would help consumers by creating competition between regulators.
Newsletter
Google, Ethanol and a Housing Trust Fund
Rep. Joe Barton (R-TX) grills Google on consumer privacy concerns. Gas prices dip slightly from their record high. The Senate considers a housing “rescue” bill.
Newsletter
The Fairness Doctrine, Windfall Profits and Recycling Mandates
Lawmakers clash over FCC broadcast regulation known as the “Fairness Doctrine.” Prominent politicians debate a windfall profits tax for oil companies. European lawmakers pass stringent…
Op-Eds
Distrust Fund
It’s almost a D.C. truism that anytime Congress creates a "trust fund" for a certain policy issue, the money flowing into the…
Op-Eds
The Value of Hedge Funds
Re “The Great Seduction” (column, June 10): While David Brooks makes some good points about debt and thrift, he paints with…
Newsletter
Termination Fees, Windfall Profits and a Federal Wilderness Land-Grab
The Federal Communications Commission holds a hearing to investigate “termination fees” for customers who cancel their cell phone, cable or Internet contracts early. Senate Republicans…