CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
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RealClear Markets
Book Review: Norbert Michel & Jennifer Schulp’s ‘Financing Opportunity’
America is the wealthiest nation on earth, with financial markets that are the envy of the world. Those markets have contributed to America’s rise for…
Blog
House should follow Senate in slashing BBB’s remittance tax–or eliminate it entirely
President Trump has made it clear that he wants a budget reconciliation package on his desk by July 4. In its final version of the…
Daily Calller
Social Security Now Headed For Insolvency Even Sooner Than Expected
Daily Caller cited CEI’s experts on Social Security spending Congress can’t keep dodging entitlement reform. Social Security’s $28 trillion in unfunded liabilities is about the…
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Citation
Founding Father
Blog
“Health Care Freedom” Bills Pass Virginia Senate
The Virginia State Senate passed “health care freedom” bills giving citizens the right not to be forced to buy health insurance. This sets…
Op-Eds
Obama can Aid Small Businesses by Providing Regulatory Reform
In news accounts about fights over new regulation, the story is almost always the same. The media portray the drama as that of well-intentioned…
Newsletter
The Lessons of the Meltdown, Attacking the Tea Parties and Texting Safety
Former Wall Street Journal editor George Melloan takes on the recent economic meltdown in a new book. A new online campaign aims to fight the…
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Lessening the Rate of Auto Insurance In Detroit May Scare Away Insurers
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Michigan’s Auto Insurance Rates Aren’t Highway Robbery
In most games, fair play is understood as playing by the rules and reaping rewards or penalties within the game’s parameters. Yet for many…
Newsletter
Obama’s Spending Freeze, the UN’s Lack of Peer Review and FDA’s Chemical Worries
President Obama proposes a freeze on discretionary spending. A UN scientist confirms that dramatic claims of Himalayan glaciers melting due to global warming were not…
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Did Ben Fold?
Looking back at the Federal Reserve Board’s attempts at self-justification after the Great Depression in Free to Choose, Milton and Rose Friedman concluded that…
Letters
Audit the Fed First
Dear Members of the U.S. Senate: In the last two years, the Federal Reserve Board has lent several trillion dollars to banks…
Blog
Insured Buildings in Haiti Still Standing
One could consider it ironic that the buildings in Haiti most likely to receive insurance money are those that experienced the least amount of damage.
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Bank Tax “Strictly Political”, but Popular
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Obama’s Bank-Busting Regulation Full of Bugs
President Obama’s proposal on Thursday to bring back 1930s-era separation of commercial and investment banking would do little to prevent the problem of financial…
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Obama’s Glass-Steagal 2.0 Could Crash Financial System
Blog
The bright side of flood insurance
Some Michigan residents are boiling mad that their mortgage lenders are forcing them to purchase flood insurance. The notifications were sent out to residents…
Newsletter
Myths of the Recession, Challenging the EPA and a Victory for Free Speech
Wall Street Journal editor George Melloan challenges popular misconceptions about the recent mortgage crisis and recession in a new book. Four members of Congress challenge…
Newsletter
The Popularity of Al Gore’s Books, Obama’s First Year and Scott Brown’s Impact
NPR reports that people in the UK have resorted to burning used books in their stoves and fireplaces to keep warm amid record-cold temperatures. The…
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Obama Plan to Split Banks Could Crash Economy
President Obama’s proposal today to bring back 1930s-like separation of commercial and investment banks, dubbed Glass-Steagall II or Glass-Steagall 2.0, would do…
News Release
Obama’s Glass-Steagall 2.0 Could Crash Financial System
President Obama’s proposal today to bring back 1930s-like separation of commercial and investment banks, dubbed Glass-Steagall II or Glass-Steagall 2.0, would do little to prevent…
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Crisis Management
One of the more confusing aspects of the great economic meltdown of 2008-09—even more confusing than collateralized debt obligations—has been the tortured…
News Release
Report Card for the Obama Administration
One year ago today, Barack Obama took the oath of office as President of the United States. Since then, he and his appointees have had…
Newsletter
Net Neutrality, the War on Salt and Beach House Insurance
The Federal Communications Commission receives thousands of comments on its proposed “net neutrality” regulations. New York City public health officials launch a campaign to reduce…
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The Bank Tax and the Bay State
As the race for the late Ted Kennedy’s seat goes into the home stretch, financial-services policy has suddenly emerged as a top issue in…
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SarBox Might be Coming to an End
Prospects for substantial relief from or repeal of one of the most burdensome corporate regulations in recent memory have suddenly grown in Congress and…
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Obama’s Penalty Tax Could Hit Banks that Refused TARP Funds
President Obama’s so-called Financial Crisis Responsibility Fee is a tax in search of a target. Today, the president declared, “We want our…
Blog
Experts Question Enormous Cost and Constitutionality of Healthcare Legislation
The health care legislation backed by the president and congressional leaders will increase Americans’ health care costs by more than $200 billion,…
Newsletter
CIA Climate Data, Fannie and Freddie Absent and Health Insurance and Antitrust
The Central Intelligence Agency shares classified satellite data with climate researchers. Executives from Fannie Mae and Freddie Mac are conspicuously absent from the first hearing…
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House Panel Approves Ban On Retail Price-Fixing Deals
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Sarbanes-Oxley: Albatross to Growth
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Sarbanes-Oxley: Albatross to Growth
Many economists, policy makers, and members of Congress of both parties are questioning whether what is good for the Big Four accounting firms is…
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Financial Crisis Hearing Is Partisan Sham
Today marks the first-ever meeting of the Financial Crisis Inquiry Commission, which is charged with investigating the causes of the mortgage meltdown.
Blog
Nobel Prize Winning Economist Says Obama Policies Delaying Economic Recovery
In the Wall Street Journal, Nobel Prize-winning economist Gary Becker and others explain how President Obama’s policies are delaying and retarding the inevitable economic…
Blog
More Enron-like Behavior by Administration Officials Comes to Light
Earlier, the Washington Post reported on how the Obama administration pressured Freddie Mac not to disclose to investors and the SEC the $30…
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More Enron-Like Behavior by Obama Administration
Earlier, The Washington Post reported on how the Obama administration pressured Freddie Mac not to disclose to investors and the SEC the $30 billion…
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Reforms Bode Ill for Tax-Free Health Accounts
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Change We Can Really Believe In
Over the last century, America has lurched down a path toward statism. And Presidents Bush and Obama accelerated the expansion of government power by…
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Stimulus Package Forces States to Raise Taxes
The federal government’s $800 billion stimulus package, which failed to cut unemployment, is now forcing states and local governments to raise taxes.
CEI Planet
CEI Planet: November – December 2009
To view this issue of the CEI Planet, please click here to download the PDF file. Below are selected articles from the November-December 2009 issue: …
Blog
Louisiana auto insurance at a crossroads
Louisiana drivers pay the third highest expenditures for auto insurance in the country (with N.J. taking second and D.C. taking the top honor). On…
Blog
Florida Attorney General Questions Constitutionality of Healthcare Bills in Congress
Florida Attorney General Bill McCollum is questioning whether it is constitutional to force people to buy health insurance, as the health…
Blog
MI Senate not “FAIR” and it’s a good thing
The Michigan Senate recessed last week without passing the proposed insurance reforms that would, among other things, prevent insurers from using factors such as…
Blog
Is ObamaCare’s “Individual Mandate” Unconstitutional?
The health care bills backed by the President require that individuals buy health insurance if it is not provided by their employer. Is that unconstitutional?…
Newsletter
China in Copenhagen, Cash for Fannie and Freddie and the Pandemic that Wasn’t There
Officials debate the role of China as a “spoiler” in recent UN climate change negotiations. The Treasury Department announces the availability of “an unlimited amount…
Blog
Michigan’s population leak
In a preview to the 2010 census, Michigan learned this week that it was one of only three states to lose members of its…
Newsletter
Immigration, Smoking Bans and Sarbanes-Oxley
Rep. Luis Gutierrez (D-IL) introduces comprehensive immigration reform legislation. The Colorado Supreme Court upholds a ban on smoking in stage performances. The battle over the…
Blog
Removing Antitrust Exemption Won’t Increase Healthcare Competition
The senators wisely state in their piece that making health insurance more affordable will require more competition in the marketplace. Unfortunately, their proposal to revoke…
Newsletter
Wall Street Meets the White House, EPA Rules on Greenhouse Gases and Health Care Divided
President Obama hosts a White House summit with Wall Street banking leaders The Environmental Protection Agency publishes its final rule designating greenhouse gases as a…
NCPA
Michigan’s Auto Insurers Make Only a Small Profit
Newsletter
Re-importing Drugs, TARP for Small Business and Palin on ClimateGate
The Senate health care debate stalls on the question of whether to permit the re-importation of drugs from countries with price controls. President Obama announces…
NCPA
Rebuttal: Michigan’s Auto Insurers Make Only a Small Profit
About the Nov. 30 article "Industry balks at bills aimed at auto insurance reform": Before we listen to politicians who claim greedy…
Study
Congressional Misdiagnosis
Why Repealing McCarran-Ferguson Will Harm Competition in Health Insurance Markets…
