CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
Featured Posts

Blog
The Many Harms of Unlimited Deposit Insurance
Unlimited deposit insurance – the government guaranteeing that bank accounts of any size be made whole-in the event of a bank failure – would create…

Blog
Fed Credibility Depends on it Continuing to Raise Rates
Today’s federal funds rate hike is good news because it signals commitment. That will help the public to expect the Fed to continue to…

Blog
Silicon Valley Bank, ESG, and Political Favoritism
Last weekend we all saw the beginnings of what has now become a major meltdown for Silicon Valley Bank. The bank was quickly closed by…
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Publication
NAIC Insures Privileged Access
Thousands of insurance executives and regulators converged on Orlando, Fla., in March to attend the spring meeting of the National Association of Insurance Commissioners…
Publication
New Choices in Auto Insurance
The high cost of auto insurance is a serious concern for many people across the country. Annual premiums can run into thousands of dollars.
Study
Rethinking Insurance Regulation
View Full Document as PDF Dr. Joseph Olson delivered a keynote address at the Mayflower Hotel for a conference sponsored by the…
Study
The Business and Regulation of Insurance: A Primer
Full Document Available in PDF…
Study
A Primer on Derivatives
Full Version Available in PDF Although criticized often and considered unfathomably complex, "derivatives" are relatively straightforward financial contracts that are not inherently…
Study
The World Bank’s Trail of Sorrows
View Document as PDF As congress looks for ways to reduce the federal budget, it should start by cutting htose programs with…