CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
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Issues & Insights
Want Higher Air Fares? Overregulate Credit Cards
Yesterday, the Consumer Financial Protection Bureau and the Department of Transportation held a joint hearing “investigating” airline and credit card reward programs. The Director and Secretary of…
Money
How Much Are Airline Rewards Really Worth? Biden Admin Probes Credit Card Programs
CEI’s Iain Murray’s blog posting was cited in Money about vacation miles: Iain Murray, vice president for strategy at the Competitive Enterprise Institute, wrote in…
Blog
Want higher air fares? Overregulate credit cards
This morning, the Consumer Financial Protection Bureau and the Department of Transportation are holding a joint hearing “investigating” airline and credit card reward programs.
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Blog
Selling Insurance on the Web
Today’s Wall Street Journal (subscription only) features an article about the increasing use of the Web for the sale of insurance policies. I was…
Blog
Wildfires in California: A Growing Residual Market?
We may be seeing the emergence of yet another residual market for insurance, this time against wildfire. Even though fires have declined a great…
Blog
Property Insurance Becomes a Legislative Casualty
The Florida legislature recently passed a bill regulating property insurance rates in response to complaints that premiums in certain hurricane-prone areas were too high.
Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. ENVIRONMENT The Washington Post celebrates the 100th anniversary of the birth of environmentalist icon…
Comment
Comments Submitted to the National Association of Insurance Commissioners on the Proposed Model Audit Rule
Full Document Available in…
Blog
Charlie Crist: Populist
Florida continues its populist jihad against private insurance companies. On top of last year’s legislation letting the state-owned Citizens Property Insurance Corp. compete outright for…