CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
Featured Posts
Blog
Buy Now, Pay Later doesn’t mean pay more, owe more, and panic more
Buy Now, Pay Later (BNPL) has become a familiar way to pay for everything from discretionary purchases to everyday expenses. BNPL lets consumers divide…
News Release
Report analyzes and offers reforms to the current US-proxy advisory system
Today, the Competitive Enterprise Institute released a new report that analyzes and critiques the current US proxy-advisory system and offers strong reforms that…
Blog
Are stablecoins already delivering what CBDCs promise?
Many proposals for a central bank digital currency (CBDC), a digital form of the US dollar issued by the Federal Reserve, have circulated…
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Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. ENVIRONMENT The Washington Post celebrates the 100th anniversary of the birth of environmentalist icon…
Comment
Comments Submitted to the National Association of Insurance Commissioners on the Proposed Model Audit Rule
Full Document Available in…
Blog
Charlie Crist: Populist
Florida continues its populist jihad against private insurance companies. On top of last year’s legislation letting the state-owned Citizens Property Insurance Corp. compete outright for…
Blog
The Collapse of Private Insurance: Part XXVII
A federal jury verdict yesterday in Lousiana requiring Allstate to pay several million dollars it didn’t expect to further underlines the inherent problem with…
News Release
Insurance Reform Bill Could Have Big Impact On Consumers
Contact: Christine Hall, 202.331.2258 Washington, D.C., April 10, 2007— America has a deeply troubled auto and homeowners’ insurance system, but a forthcoming bill…
Blog
The Tip of the Iceberg
I have a piece in today’s National Review Online about the new bill that would provide optional federal chartering (OFC) for insurance companies. OFC,…
Staff & Scholars
John Berlau
Senior Fellow and Director of Finance Policy
- Banking and Finance
- Deregulation
- Financial Regulation
Iain Murray
Vice President for Strategy and Senior Fellow
- Banking and Finance
- Trade and International
Steve Swedberg
Finance and Monetary Policy Analyst
- Banking and Finance
- Deregulation
- Financial Regulation