Decades of regulatory barriers, including restrictive zoning, burdensome permits, and other forms of red tape, have made housing less accessible for millions of Americans. Reducing these obstacles would give people more choices and strengthen communities. A freer housing market empowers individuals and supports the ability to build stabler and more fulfilling lives.
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Affordable manufactured housing versus unaffordable climate regulations
The Biden administration had a field day piling on one costly climate-related regulation after another, not knowing – or caring – that affordability would emerge…
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HUD and CFPB help housing by restoring free speech
Thanks to the commendable actions of the Department of Housing and Urban Development (HUD) and the Consumer Financial Protection Bureau (CFPB), April has been a…
The Mortgage Note
Federal Court Rejects Costly Green Housing Policy
The Biden administration’s obsession with climate change has contributed to the housing affordability challenges Americans face today, and there are many harmful green policies…
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The Financial Crisis 10 Years Later: A Legacy of Racist Government Housing Policy
A decade ago this Saturday, the world shook as Lehman Brothers, the fourth-largest investment bank in the United States, filed for bankruptcy. Representing one of…
Blog
Department of Energy Proposes ending Obama-era Rules on Incandescent Light Bulbs
Energy and Environment News reported Wednesday that the Trump Department of Energy (DOE) is pushing back against two last-minute Obama regulations that would expand…
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Appeals Court Rules Federal Housing Finance Agency Unconstitutional
Big news out of the Fifth Circuit Court of Appeals—the Federal Housing Finance Agency (FHFA) is unconstitutionally structured. The FHFA was created in the wake…
Valuewalk
Time To End The GSE Conservatorship
When other financial institutions that received TARP funds paid back what they owed to the U.S. Treasury in full, the government relinquished its ownership stake…
Study
Fannie Mae and Freddie Mac Still Endanger U.S. Economy
View Full Document as PDF Nearly a decade since the housing bust of 2008 sent the U.S. economy into a tailspin, much…
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New Research, Same Story: Government Housing Policy Doesn’t Work
The Urban Institute today published an updated report, titled Nine Charts about Wealth Inequality in America. As part of the project, the authors highlight…