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Trump’s Strait of Hormuz insurance plan gambles with taxpayer dollars
As wars and skirmishes escalate, the risks to commerce increase and are reflected in market prices. In past conflicts, shipping firms faced soaring premiums as…
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Congress keeps propping government-backed deposit insurance up, risk keeps rising
On Sunday, the Federal Deposit Insurance Reform Act of 2005 marked its 20th anniversary. This Act consolidated the Bank Insurance Fund and the Savings…
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HSAs: A silver bullet for the silver loading conundrum
After the longest government shutdown in American history — ostensibly caused by the expiration of the expanded Obamacare subsidies — Republicans have debated health care…
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Op-Eds
Reinsurance Proposal Troubling
As Floyd moves up the coastline, it appears that most property owners have dodged the burden of potentially devastating losses that could stress private-insurance markets:…
Op-Eds
How to Get Real Social Security: Tom Miller Article in Reader’s Digest
“Am I ever going to see that money again Published in Reader’s Digest December 1998 “Am I ever going to see…
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Insuring Against Natural Disasters: Possibilities for Market-Based Reform
Full Document Available in PDF In the 105th Congress, the…
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Rethinking Insurance Regulation–1998
NATURAL DISASTERS AND CATASTROPHIC…
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A Disaster Waiting to Happen: Why Washington Shouldn’t Subsidize Disaster Insurance
This Thursday, April 23, the House Banking and Financial Services Committee will examine H.R. 219, the Homeowners Insurance Availability Act sponsored by Rep. Rick…
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Michigan’s Insurance Industry: New Directions
Full Document Available in PDF With the coming of the administration of Republican…