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Trump’s Strait of Hormuz insurance plan gambles with taxpayer dollars
As wars and skirmishes escalate, the risks to commerce increase and are reflected in market prices. In past conflicts, shipping firms faced soaring premiums as…
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Congress keeps propping government-backed deposit insurance up, risk keeps rising
On Sunday, the Federal Deposit Insurance Reform Act of 2005 marked its 20th anniversary. This Act consolidated the Bank Insurance Fund and the Savings…
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HSAs: A silver bullet for the silver loading conundrum
After the longest government shutdown in American history — ostensibly caused by the expiration of the expanded Obamacare subsidies — Republicans have debated health care…
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Rethinking Insurance Regulation
View Full Document as PDF Dr. Joseph Olson delivered a keynote address at the Mayflower Hotel for a conference sponsored by the…
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The Business and Regulation of Insurance: A Primer
Full Document Available in PDF…
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The Anti-Redlining Agenda: An Assault on Risk-based Insurance
Executive Summary The House of Representatives is considering two competing bills aimed at addressing recent charges of insurance industry redlining (the refusal to…