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Trump’s Strait of Hormuz insurance plan gambles with taxpayer dollars
As wars and skirmishes escalate, the risks to commerce increase and are reflected in market prices. In past conflicts, shipping firms faced soaring premiums as…
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Congress keeps propping government-backed deposit insurance up, risk keeps rising
On Sunday, the Federal Deposit Insurance Reform Act of 2005 marked its 20th anniversary. This Act consolidated the Bank Insurance Fund and the Savings…
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HSAs: A silver bullet for the silver loading conundrum
After the longest government shutdown in American history — ostensibly caused by the expiration of the expanded Obamacare subsidies — Republicans have debated health care…
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Why Insurance Rates Rise in Calm Seasons
This year’s hurricane season, which officially ended at the beginning of this month, was the third most active season on record for the Atlantic. However,…
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Beach House Bummer: State-Run Insurance Fuels Risky Coastal Development
Wouldn’t we all like to have a beach house? A large number of Americans have a dream of living near the sea, but few of…
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Hospital Cost-Shifting Leads to More Expensive Car Insurance
Lawmakers’ policies are making your car insurance higher than it should be. Rather than solving the problems that government intervention is causing, however, politicians would…
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Insurance Lessons from Alabama
While Alabama certainly has some ambiguous laws and archaic regulations, the federal government ought to take a lesson from Alabama when it comes…
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Reforming Michigan’s Auto Insurance Industry
Michigan auto insurance premiums are among the highest in the nation. Rather than attempting to regulate insurance company and individual behavior, Michigan legislators would much…
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