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Optional Federal Charter for Insurers
An optional federal charter for insurers would help consumers by creating competition between regulators.
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The Community Reinvestment Act’s Harmful Legacy
How the CRA has hurt those it was intended to help, residence of low income neighborhoods with little access to credit.
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Some Answers about Credit Unions
A recent, widely circulated advertisement from the American Bankers Association asks some questions of the credit union industry. They’re good questions and, in…