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Archives

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Issue Areas

Op-Eds

Credit Card Regulation: Big Government vs. Small Business

  • By: John Berlau
  • 09/07/2010

Business and Government

Op-Eds

Tightening Credit Hurts Small Businesses

  • By: John Berlau
  • 09/06/2010

  The Sept. 1 editorial “On better terms” conceded that overall interest rates have risen on credit cards after the passage of the Credit…

Banking and Finance

Citation

Discovery Gunman Far From First Eco-Terrorist

  • By: John Berlau
  • 09/02/2010

Energy and Environment

Citation

John Berlau discusses the General Motors IPO

  • 08/24/2010

Director of the Center for Investors and Entrepreneurs John Berlau discusses the General Motors IPO. Will investors have any recourse to sue?…

Financial Regulation

Blog

GM IPO Buyers Beware: Filing Asserts Exemption from Anti-fraud Laws

  • By: John Berlau
  • 08/23/2010

General Motors filed paperwork last week to launch its much-anticipated initial public offering. It could be the biggest IPO in U.S. history, raising up to $20 billion,…

Consumer Freedom

Op-Eds

Fannie and Freddie Must Go

  • By: John Berlau
  • 08/18/2010

After ramming through a “financial reform” bill that increases government controls on such ”ants” (hat tip to House Minority Leader John Boehner’s comments — distorted…

Business and Government

Citation

Government watchdog group calls White House Fannie Mae, Freddie Mac Summit a “sham”

  • By: John Berlau
  • 08/18/2010

Business and Government

Blog

Fannie-Freddie White House Sham Summit Produces Short-Sighted Solutions

  • By: John Berlau
  • 08/17/2010

After ramming through a “financial reform” bill that increases government controls on such “ants” (hat tip to House Minority Leader John Boehner’s comments–distorted by the press–in full context) as orthodontists…

Consumer Freedom

Op-Eds

Obama Cripples Ford’s Funding, Then Subsidizes It

  • By: John Berlau
  • 08/06/2010

At the 1986 White House Conference on Small Business, President Ronald Reagan offered these famous remarks about politicians’ views on business in the 1970s. Reagan…

Business and Government

Op-Eds

Obama Cripples Ford’s Funding, Then Subsidizes It

  • By: Andrew Kwiatkowski, John Berlau
  • 08/06/2010

At the 1986 White House Conference on Small Business, President Ronald Reagan offered these famous remarks about politicians’ views on business in the 1970s. Reagan…

Business and Government

Blog

Obama subsidizes Ford after blocking its access to credit

  • By: John Berlau
  • 08/05/2010

At the 1986 White House Conference on Small Business, President Ronald Reagan offered these famous remarks about politicians’ views on business in the 1970s. Reagan…

Subsidies and Bailouts

Citation

Obama Subsidizes Ford After Blocking Access to Credit

  • By: John Berlau
  • 08/05/2010

Banking and Finance

Citation

Recent Developments in Fair Value Accounting

  • By: John Berlau
  • 08/02/2010

Business and Government

Blog

In defending Kagan, Media Matters embraces Bush Justice Department

  • By: John Berlau
  • 07/31/2010

Well, who woulda thunk it?! George W. Bush’s Justice Department is now considered a citadel of wisdom by the legal eagles at the liberal Media…

Consumer Freedom

Op-Eds

Kagan and the Agency-Exhaustion Doctrine: A Response to Media Matters

  • By: John Berlau
  • 07/31/2010

Well, who’da thunk it? George W. Bush’s Justice Department is now considered a citadel of wisdom by the legal eagles at Media Matters for America.

Banking and Finance

Op-Eds

In Defending Kagan, Media Matters Embraces Bush Justice Department

  • By: John Berlau
  • 07/31/2010

Well, who woulda thunk it?! George W. Bush’s Justice Department is now considered a citadel of wisdom by the legal eagles at the liberal Media…

Banking and Finance

Op-Eds

Elena Kagan’s War on Small Business

  • By: John Berlau
  • 07/29/2010

Solicitor General Kagan urged against letting a small firm challenge a regulatory agency in court. Would a Justice Kagan do the same? Now that Congress…

Banking and Finance

Citation

Financial Overhaul Just Another Case of Government Overreach

  • By: John Berlau
  • 07/25/2010

Business and Government

Citation

Deal for Credit Firm Draws Fire for GM

  • By: John Berlau
  • 07/23/2010

Business and Government

Citation

GM Agrees to Buy Lender AmeriCredit for $3.5 Billion

  • By: John Berlau
  • 07/22/2010

Business and Government

Op-Eds

Obama’s Latest Monstrosity

  • By: John Berlau
  • 07/21/2010

The 2,315 page Dodd-Frank financial regulation bill that President Obama will sign today should not be called “financial reform.” Instead the bill, which…

Banking and Finance

Op-Eds

Have We Really Been Stimulated?

  • By: John Berlau
  • 07/18/2010

  They use the phony statistic ‘saved’ or ‘created.’ To say saved or created, who knows if this job would have been eliminated if you…

Business and Government

Op-Eds

Have We Really Been Stimulated

  • By: John Berlau
  • 07/18/2010

The Lansing State Journal reported last week that the federal stimulus has been working. The White House projects the spending act created or saved between…

Business and Government

Citation

Financial Reform Bill: Bureaucratic Absolutism

  • By: John Berlau
  • 07/16/2010

Banking and Finance

Op-Eds

More Muscle for Big Merchants

  • By: John Berlau
  • 07/16/2010

It’s usually not that easy for big retail chains to win battles on Capitol Hill — particularly if they are trying to secure a benefit…

Banking and Finance

Blog

Dodd-Frank is not “financial reform,” it’s more Big Government lunacy

  • By: John Berlau
  • 07/15/2010

The 2,315 page Dodd-Frank financial regulation bill should not be called “financial reform.” Instead, it should be called what for what it is: pages and…

Consumer Freedom

Op-Eds

Obama’s New Financial Regulation Bill Strangles America’s Economy with Red Tape

  • By: John Berlau
  • 07/15/2010

The 2,315 page Dodd-Frank financial regulation bill that passed the Senate 60-39 on Thursday and will be signed by President Obama next week should not…

Banking and Finance

Op-Eds

Who Won Big in the Financial Bill – More Muscle for Big Merchants

  • By: John Berlau
  • 07/15/2010

It’s usually not that easy for big retail chains to win battles on Capitol Hill — particularly if they are trying to secure a benefit…

Banking and Finance

Op-Eds

Dodd-Frank is not “Financial Reform,” it’s More Big Government Lunacy

  • By: John Berlau
  • 07/15/2010

The 2,315 page Dodd-Frank financial regulation bill should not be called “financial reform.” Instead, it should be called what for what it is: pages and  pages of…

Banking and Finance

News Release

Statement by John Berlau on Passage of Dodd-Frank Financial Regulation Bill

  • John Berlau
  • 07/15/2010

The 2,315 page Dodd-Frank financial regulation bill should not be called “financial reform.” Instead, it should be called what for what it is: pages…

Business and Government

Letters

Senate Should Reject Dodd-Frank

  • By: Fred L. Smith, Jr., John Berlau
  • 07/14/2010

Full Document Available in PDF The so-called financial “reform” legislation, agreed to by House and Senate Democrats in Conference, and…

Business and Government

Letters

Double Taxation Working Group

  • By: John Berlau
  • 07/14/2010

Full Document Available in PDF We are writing to express our appreciation for your efforts to protect Americans from tax increases that…

Business and Government

News Release

Michigan Supreme Court Decision on Insurance Rates a Win for Consumers

  • John Berlau, Michelle Minton
  • 07/09/2010

The Supreme Court of Michigan this week reversed an initiative of Gov. Jennifer Granholm which would have barred insurance companies from considering the credit ratings…

Insurance

Citation

Court Ruling ‘Another Reason to Vote no on Dodd-Frank’

  • By: John Berlau
  • 06/30/2010

Business and Government

Blog

CEI’s Supreme Court Oscar Speech

  • By: John Berlau
  • 06/29/2010

CEI won a significant victory yesterday in Free Enterprise Fund v. Public Company Accounting Oversight Board, the first Supreme Court case to which we…

Citation

Oversight law survives Supreme Court Battle

  • By: John Berlau
  • 06/29/2010

Banking and Finance

Citation

Supreme Court’s SOX Decision May be Non-Event for IT

  • By: John Berlau
  • 06/29/2010

Banking and Finance

Op-Eds

Is Scott Brown a Game-Changer on the Financial Bill?

  • By: John Berlau
  • 06/29/2010

A Yogi-ism for Congress: “It ain’t over until both houses of Congress vote for an identical bill and send it to the president’s desk —…

Banking and Finance

Op-Eds

Is Scott Brown a Game-Changer on the Financial Bill?

  • By: John Berlau
  • 06/28/2010

A Yogi-ism for Congress: “It ain’t over until both houses of Congress vote for an identical bill and send it to the president’s desk…

Business and Government

Citation

Supreme Court Sarbanes-Oxley Decision

  • By: John Berlau
  • 06/28/2010

Banking and Finance

Citation

Supreme Court SOX Ruling Has IT Implications

  • By: John Berlau
  • 06/28/2010

Banking and Finance

News Release

Supreme Court Strikes Down Key Sarbanes-Oxley Provisions

  • Christine Hall, John Berlau, Sam Kazman
  • 06/28/2010

Nearly five years ago, CEI and accountant Brad Beckstead began to discuss mounting a constitutional challenge to Sarbanes-Oxley’s Public Company Accounting Oversight Board (PCAOB). The…

Banking and Finance

Citation

USA Today Cheers Proposed Financial Protection Agency

  • By: John Berlau
  • 06/24/2010

Business and Government

Op-Eds

The Walgreen Amendment

  • By: John Berlau
  • 06/23/2010

In passing the financial regulation bill, U.S. Senators made a point of how they were going after the “fat cats” on Wall Street.

Banking and Finance

News Release

Memo: Upcoming Supreme Court decision in Sarbanes-Oxley case

  • John Berlau
  • 06/21/2010

MEMO TO:                  Friends of CEI  FROM:           John Berlau, Director of CEI’s Center for Entrepreneurs and Investors   DATE:            June 21, 2010   SUBJECT:    …

Banking and Finance

Letters

No Place for Corporate Welfare in Financial Regulation

  • By: John Berlau
  • 06/17/2010

Full Document Available in PDF As leaders of groups representing millions of Americans that comprise a Center-Right Coalition, we oppose price controls in…

Business and Government

Letters

Coalition Letter Against Durbin Interchange Fee Price Control Amendment to Financial Reform Bill

  • By: John Berlau
  • 06/16/2010

Full Document Available in PDF As leaders of groups representing millions of Americans that comprise a Center-Right Coalition, we oppose price controls in…

Banking and Finance

Comment

Upcoming Supreme Court Decisions in Sarbanes-Oxley Case

  • By: John Berlau
  • 06/15/2010

Full Document Available in PDF   The Supreme Court is expected to hand down its decision soon in a major case involving…

Banking and Finance

Citation

Corporate Catfight Over Payment-Card Fees

  • By: John Berlau
  • 06/14/2010

Banking and Finance

Letters

DISCLOSE Act Coalition Letter

  • By: John Berlau
  • 06/10/2010

Full Document Available in PDF   We write on behalf of the millions of taxpayers and concerned citizens represented by our respective…

Free Speech

Citation

Accounting Regulatory Failures

  • By: John Berlau
  • 06/07/2010

Business and Government

Op-Eds

Fat Cats Feed on Durbin’s Fee Change

  • By: John Berlau
  • 06/06/2010

Senate Majority Whip Dick Durbin never tires of making a show of going after "fat cats," but a recent measure of his could better…

Banking and Finance

Op-Eds

Fee Free Way to Protect Consumers

  • By: John Berlau
  • 06/02/2010

The U.S. Senate, in the name of protecting American consumers, passed last month a massive financial regulation bill that creates the Bureau of Consumer…

Business and Government

Op-Eds

Senate Financial Bill Wrong for Main Street

  • By: John Berlau
  • 05/27/2010

The “Restoring American Financial Stability Act,” that passed Congress last week with 39 senators voting nay, will hurt Main Street investors and entrepreneurs, and worsen…

Banking and Finance

Citation

Obama’s Secular Socialist Legacy

  • By: John Berlau
  • 05/25/2010

Business and Government

Citation

Vitter Amendment

  • By: John Berlau
  • 05/24/2010

Business and Government

Blog

CEI Statement on Senate Passage of Restoring American Financial Stability Act

  • By: John Berlau
  • 05/21/2010

The “Restoring American Financial Stability Act,” that passed Congress last night with 39 senators voting “nay,” will hurt Main Street investors and entrepreneurs, and worsen…

Consumer Freedom

Op-Eds

Dodd Bank Bill: Brown Folds but Vitter’s Not-Everything’s-a-Bank Amendment Passes

  • By: John Berlau
  • 05/21/2010

Yesterday, Scott Brown caved, and the Senate passed its “financial reform.” That story is at the top of every news web site.

Banking and Finance

Blog

Dodd bill’s unintended consequences for Main Street

  • By: John Berlau
  • 05/19/2010

Today, after hours of delay, Congress still couldn’t get  on the “Restoring American Financial Stability Act,” a bill that supporters sayis needed to prevent the next financial crisis and…

Op-Eds

Dodd’s Bank Bill: New Nationalization Powers for Fed, FDIC, and Treasury Secretary

  • By: John Berlau
  • 05/19/2010

There are many bad things contained in Chris Dodd’s "Restoring American Financial Stability Act," the financial regulatory "reform" bill that after filibustering for…

Business and Government

Op-Eds

Dodd’s Bank Bill: New Nationalization Powers for Fed, FDIC, and Treasury Secretary

  • By: John Berlau
  • 05/19/2010

There are many bad things contained in Chris Dodd’s “Restoring American Financial Stability Act,” the financial regulatory “reform” bill…

Business and Government

Blog

Durbin’s Walgreens Corporate Welfare Amendment

  • By: John Berlau
  • 05/13/2010

Give Dick Durbin some credit for his chutzpah. It’s not every lawmaker who, in proposing an amendment to a financial reform bill ostensibly aimed at…

Subsidies and Bailouts

Op-Eds

Durbin’s Walgreens Amendment Shifts Costs to Consumers

  • By: John Berlau
  • 05/13/2010

Give Dick Durbin some credit for his chutzpah. It’s not every lawmaker who, in proposing an amendment to a financial reform bill ostensibly aimed…

Banking and Finance

Op-Eds

Dodd’s Bank Bill: Worse Than ObamaCare. It’s the Nationalization, Stupid!

  • By: John Berlau
  • 05/11/2010

There are many bad things contained in Chris Dodd’s Restoring American Financial Stability Act,” the financial regulatory “reform” bill that after filibustering for three…

Business and Government

Blog

More GM Bailout Lies: Ally (GMAC) Bank’s Deceptions

  • By: John Berlau
  • 05/05/2010

General Motors’ false advertising that it has paid back its bailout money “in full” has prompted harsh criticism. Yesterday, Competitive Enterprise Institute Attorneys Hans Bader…

Subsidies and Bailouts

Citation

Consumer Financial Protection Bureau – be careful what you wish for

  • By: John Berlau
  • 05/01/2010

Business and Government

Blog

As financial vote fails in Senate, Florida shows how to really protect consumers from deception

  • By: John Berlau
  • 04/27/2010

Yesterday, the Senate failed to achive the 60 votes necessary to move forward on the Restoring American Financial Stablity Act. All Republicans present and Sen.

Consumer Freedom

Letters

Dodd Bill: Bailouts, Taxes, and Overregulation

  • By: John Berlau
  • 04/26/2010

As Congress prepares to vote on debating Senate Banking Committee Chairman Chris Dodd’s Restoring American Financial Stability Act — and speculation is rampant as to…

Business and Government

Op-Eds

Dodd Financial Bill Attacks Main Street

  • By: John Berlau
  • 04/24/2010

As Congress prepares to vote on debating Sen. Chris Dodd’s “Restoring American Financial Stability Act,” a broad spectrum of conservative and free-market groups expressed…

Business and Government

Blog

Center-Right Coalition Letter Opposes Toxic Provisions in Dodd Bill

  • By: John Berlau
  • 04/23/2010

Below is a letter sent today to the Senate that was signed by several prominent groups in the Center-Right Coalition expressing “grave concerns about the…

Consumer Freedom

Op-Eds

Wall Street Bill Targets Nevada Incorporations

  • By: John Berlau
  • 04/21/2010

Over the past year, Senate Majority Leader Harry Reid has made pointed efforts to show Nevadans his advocacy on their behalf. In defending new…

Business and Government

Citation

Financial Reform

  • By: John Berlau
  • 04/20/2010

Business and Government

Citation

Mark-to-Market Accounting Rules

  • By: John Berlau
  • 04/20/2010

Business and Government

Op-Eds

The Obama-Dodd-Frank-Everthing’s-A-Bank-Bill

  • By: John Berlau
  • 04/19/2010

Liberal pundit Michael Kinsley once defined a political gaffe as an instance of a politician accidentally telling the truth. House Financial Services Committee Chairman…

Business and Government

Blog

Obama-Dodd financial bill would further enrich Goldman Sachs

  • By: John Berlau
  • 04/16/2010

Today, the SEC charged giant investment bank Goldman Sachs with more than $1 billion worth of securities fraud for its dealings in the subprime mortgage…

Subsidies and Bailouts

Citation

Goldman Sachs Fraud Charges

  • By: John Berlau
  • 04/16/2010

Business and Government

Blog

Fannie and Freddie finally called to Crisis Commission

  • By: John Berlau
  • 04/09/2010

It is good that the commission, after several months, is finally visiting the role of Government-Sponsored Enterprises, but the setup of today’s hearing is still…

Consumer Freedom

Op-Eds

Over the Counter Goes Under

  • By: John Berlau
  • 04/09/2010

"They won’t be so opposed to it once they see what’s in it." That’s the rationalization House leaders had given skittish Democrats to get…

Health and Safety

Op-Eds

Fannie, Freddie Finally the Focus of Crisis Commission

  • By: John Berlau
  • 04/09/2010

The congressionally chartered Financial Crisis Inquiry Commission, after several months, finally is visiting the role of the government-sponsored enterprises Fannie Mae and Freddie Mac…

Business and Government

Op-Eds

The Other Individual Mandate

  • By: John Berlau
  • 04/08/2010

In the continuing debate over the recently signed health care bill, the flash point is the individual mandate—the requirement that nearly all American adults…

Business and Government

Op-Eds

I Got People Too

  • By: Alex Nowrasteh, John Berlau
  • 04/07/2010

Like John, I "got people" too. Here is a summary of points made in response to the question by my Competitive Enteprise Institute colleague,…

Business and Government

Op-Eds

Aussie Securities Case May Make U.S. Litigation Magnet

  • By: John Berlau
  • 03/31/2010

Headquartered in Melbourne, the second largest city of the land down under, National Australia Bank is firmly attached to its home country. The primary…

Banking and Finance

Blog

CEI files amicus in Aussie bank case threatening national sovereignty

  • By: John Berlau
  • 03/29/2010

Headquartered in Melbourne, the second largest city of the land down under, National Australia Bank is firmly attached to its home country. The primary trading…

Energy and Environment

Citation

Locksmith laws in Florida

  • By: John Berlau
  • 03/27/2010

Antitrust

Op-Eds

‘Seeing’ Red at Reconciliation over Medicine Cabinet Tax

  • By: John Berlau
  • 03/25/2010

The rallying cry for opponents of Obamacare has been “Hands off my health care.” In addition, they now could say, “Hands off my medicine cabinet."…

Business and Government

Citation

Health Care HSA Changes Result in Higher Taxes for all

  • By: John Berlau
  • 03/25/2010

Business and Government

Blog

Health Care- Fix middle-class “medicine cabinet tax” in reconciliation

  • By: John Berlau
  • 03/23/2010

“They won’t be so opposed to it once they see what’s in it.” That’s the rationalization House leaders have given skittish Democrats to get them…

Consumer Freedom

Op-Eds

Obamacare Creates Windfall for Big Pharma

  • By: John Berlau
  • 03/23/2010

“They won’t be so opposed to it once they see what’s in it.” That’s the rationalization House leaders have given skittish Democrats to get…

Business and Government

Op-Eds

Dodd’s Main Street Punishment Bill

  • By: John Berlau
  • 03/16/2010

With the focus this week on health care’s “home stretch” and concerns about government limiting the ability of ordinary Americans to make choices about…

Business and Government

Blog

Dodd bill punishes Main Street entrepreneurs, rewards Fannie and other high rollers

  • By: John Berlau
  • 03/15/2010

With the focus this week on health care’s “home stretch” and concerns about government limiting the ability of ordinary Americans to make choices about medical…

Consumer Freedom

News Release

Dodd Bill Punishes Main Street Entrepreneurs, Rewards Fannie and other High Rollers

  • John Berlau
  • 03/15/2010

With the focus this week on health care’s “home stretch” and concerns about government limiting the ability of ordinary Americans to make choices about medical…

Banking and Finance

Op-Eds

Real Competition Among Health Plans

  • By: John Berlau, Stub
  • 03/11/2010

The flash point of last year’s health care debate was the public option. The proposal, which calls for a government-created health insurer to compete…

Antitrust

Citation

Real Competition Among Health Plans

  • By: John Berlau, Stub
  • 03/11/2010

Antitrust

Op-Eds

The Corker-Dodd-Alinsky Bill? : Center-Right Coalition Letter Warns about “Proxy-Access”

  • By: John Berlau
  • 03/10/2010

Capitol Confidential and Jim Hoft have done an excellent job laying out concerns with the potential “compromise” bill that comes out of Sen. Bob…

Business and Government

Citation

Credit Card Bill of Rights

  • By: John Berlau
  • 03/07/2010

Business and Government

Op-Eds

Proxy Access: The Obama-Dodd-Alinsky Shareholder Jujitsu

  • By: John Berlau
  • 03/01/2010

What would Saul Alinksy do? In the wake of defeats for the Obama administration last month both with Scott Brown’s stunning Senate…

Business and Government

Blog

Credit CARD Act penalizes thrift and entrepreneurship; interchange fee controls would compound harm to consumers

  • By: John Berlau
  • 02/22/2010

Today, the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 goes into effect. While the law, passed last May, is being hailed as…

Consumer Freedom

Op-Eds

Credit Card Act Hits Cardholders, Entrepreneurs

  • By: John Berlau
  • 02/22/2010

Today, the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 goes into effect and is being hailed as a boon for consumers.

Business and Government

News Release

Credit CARD Act Penalizes Thrift And Entrepreneurship

  • John Berlau
  • 02/22/2010

Today, the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 goes into effect. While the law, passed last May, is being hailed as…

Banking and Finance

Citation

Founding Father

  • By: John Berlau
  • 02/15/2010

Banking and Finance

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