Crowdfund Insider
Troops Rallying For Smarter Rules Around Equity Crowdfunding
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Comments to the SEC by John Berlau on Crowdfunding
In comments submitted to the Securities and Exchange Commission (SEC), CEI Senior Fellow John Berlau warns that new SEC rules impacting crowdfunding could…
Blog
Target, Retailers Use Dodd-Frank to Skimp on Data Security
Chutzpah, thy name is the National Retail Federation! In the wake of the recent credit and debit card breach at Target that may have compromised…
Blog
“Wall Street” Regs Devastate Main Street Banks and Credit Unions
Again and again, when regulators implement a new Dodd-Frank regulation aimed at "Wall Street," it is Main Street banks and credit unions that are forced…
Newsmax
Auto Bailout Gives Away Chrysler
As 2014 opened, Detroit was bankrupt, but they were cheering the five-year-old U.S. auto bailout in Italy. That’s because after being the beneficiary of billions…
Investor's Business Daily
Taxpayers Losers In Fiat-Chrysler Deal
And for what? Yes, they kept a U.S. company in business. But now it's an Italian company. This prompted John Berlau, a senior fellow at…
Blog
The Great Italian Auto Bailout — Courtesy of U.S. Taxpayers
At the beginning of 2014, Detroit may be bankrupt, but they're cheering the five-year-old U.S. auto bailout in Italy. That's because after being the beneficiary…
Blog
Target Breach — Are Dodd-Frank “Swipe Fee” Price Controls to Blame?
Target wants you to know it is oh-so-sorry for any inconvenience its data SNAFU (as OpenMarket is a family blog, please look up the…
Daily Caller
The Volcker Rule is Obamacare for main street banks and their customers
You might think after the disastrous debut of HealthCare.gov and thousands of insurance cancellations, those who call themselves progressives might just have a little humility…
Blog
Volcker Rule Overshoots Wall Street to Hit Utah
You might think after the disastrous debut of HealthCare.gov and thousands of insurance cancellations, those who call themselves progressives might just have a little humility…
Newsmax
Volcker Rule Is Just More Red Tape
Blog
The Volcker Winter Storm — Bad Rule, Worse Implementation
On a snowy day in Washington, several federal agencies packed some mean regulatory snowballs that will most likely overshoot their supposed destination of Wall Street…
Daily Caller
Dodd-Frank enforcement agency puts Indian tribes in the crosshairs
Blog
Government “Study” on Internet Tax Hides Harmful Small Business Effects
Under presidents of both parties, the Small Business Administration's Office of Advocacy has produced quality independent studies on the harmful tax and regulatory burden on…
Daily Caller
Duffy protects privacy in the real world
Letters
Coalition Letter on Extension for Pay Ratio
Full Document Available in PDF The undersigned organizations, institutions, and nonprofits interested in fostering entrepreneurship represent hundreds of thousands of businesses, small…
Letters
Open Letter to House and Senate Republican Leadership: Preserve the Sequester
CEI has joined a coalition urging Congress to maintain the spending restraint established by the Budget Control Act of 2011(BCA). The BCA established limits on…
Blog
Twitter, the JOBS Act, and the Return to IPO Normalcy
The headline read that the company's initial public offering price is "high," and "so is its valuation." The accompanying story explained that the latest tech…
Forbes
Healthcare.gov Isn’t The Only Federal Website That’s Harming Consumers
Blog
Mel Watt Fails Taxpayer, Privacy, and Transparency Tests
Former Rep. Mel Watt, D-N.C., failed his procedural confirmation vote today to head the Federal Housing Finance Agency, which oversees the government housing entities Fannie…
Blog
Don’t Let FTC Shut Down Legit Credit Repair Services
Next to the infamous Healthcare.gov, the website that featured the most bugs of the last month was FTC.gov, the site of the Federal Trade Commission. During…
Study
Questions for Federal Reserve Nominee Janet Yellen
Full Document Available in PDF Janet Yellen is President Obama’s choice to succeed Ben Bernanke as the Federal Reserve Chair. Yellen is…
Daily Caller
‘Why now?’ Fitch’s downgrade threat raises questions
“My question is ‘Why now?’” John Berlau, an economist at the free market Competitive Enterprise Institute, told The Daily Caller News Foundation. “I just have…
Blog
Shut Down Fannie and Freddie Permanently
Cross-posted from Newsbusters.org “U.S. Government Shutdown Threatening Housing Recovery,” screams the Oct. 2 headline of a shutdown scare screed in Bloomberg BusinessWeek. Wade…
Blog
Twitter IPO a Vindication of Bipartisan JOBS Act
Almost two years ago, I wrote a Wall Street Journal op-ed entitled, "Making It Legal to Tweet for Investors." In the op-ed, I described bipartisan bills…
Daily Caller
Consumer Financial Protection Bureau accused of violating transparency law
“Just about every time they’re convening, it has to be open to the public . . . and when it’s not open to the public…
Blog
Mississippi Should Tell CFPB to “Stop Spying on Me”
The federal Consumer Financial Protection Bureau is coming to Mississippi Wednesday and Thursday with a public forum on "access to information." A vital question for Mississippians to…
Human Events
Stand with Rand on Credit Union Freedom
This week, the nation’s credit unions, member-owned financial services groups, are taking their case to Capitol Hill. On many issues they face, conservatives and libertarians…
Blog
Paul and Udall Push Bipartisan Credit Union Business Lending Regulatory Reform
Today, the Credit Union National Association (CUNA) is launching its "Don't Tax Tuesday" in which credit unions and their supporters tweet members of Congress…
Credit Union Times
Flawed Durbin Ruling Boosts Fed’s Odds:
Since U.S. District Judge Richard Leon issued his shocking decision on July 31 that called for even more draconian price controls under…
Blog
Judge Leon’s Lawless Durbin Amendment Debit Card Decision
Since Judge Richard Leon issued his shocking decision on July 31 that called for even more draconian price controls under Dodd-Frank's Durbin Amendment, some legal commentators…
Blog
Not With Banks, Not With Retailers, But With Freedom
In explaining my policy positions, I often find myself pointing out I am neither pro-business nor pro-bank, but pro-market. My Competitive Enterprise Institute colleagues and I…
Blog
Court Wrong to Make Dodd-Frank Durbin Price Controls More Draconian
Today, U.S. District Judge Richard Leon ruled that the Federal Reserve's implementation of the Durbin Amendment of the Dodd-Frank financial overhaul, which sets price controls on…
Politico
Summers nomination fear: Market jitters – Has the economy already peaked? – Democrats blur line on tax policy
WSJ’s op-ed by Competitive Enterprise Institute’s John Berlau and Kyle Tassinari: “Here's some good financial news for millions of Americans: The provision in Dodd-Frank that imposed a…
Free Beacon
Harry Reid May Invoke Nuclear Option to Achieve Confirmation of Mel Watt
“Mel Watt’s career has been all about granting government goodies to big banks as well as his favored liberal constituencies,” said John Berlau, senior fellow…
Wall Street Journal
In Praise of Banking at Big-Box Stores
Cowritten by Research Associate Kyle Tassinari Here's some good financial news for millions of Americans: The provision in Dodd-Frank that imposed a three-year moratorium on…
Blog
On Dodd-Frank’s 3rd Anniversary, “North Star” is Further Out of Reach
Over the weekend, President Obama hailed the third anniversary of the enactment of the Dodd-Frank “financial reform.” In his weekly radio address, the president…
New Britain Herald
BUSINESS SCENE: Dodd-Frank bill not living up to expectaions
Others aren’t so sure. John Berlau, senior fellow at the Competitive Enterprise Institute, said if the president wants to focus on the “north star” of…
Forbes
Why LeBron James Should Be Rooting Against ObamaCare
The sudden announcement of a one-year delay of the Obamacare employer mandate confirms the fear expressed even by the law’s supporters that implementation will be…
Blog
SEC Finally Permits Free Speech for Hedge Funds, VCs, and Entrepreneurs
Today is finally the day that the Securities and Exchange Commission -- one year and three months after it was instructed to do so by…
Newsmax
Free Speech Trumps SEC Advertising Ban
Wednesday was finally the day that the Securities and Exchange Commission — one year and three months after it was instructed to do so by…
Daily Caller
Consumer Financial Protection Bureau compared to NSA
“The CFPB is demanding mounds and mounds of data during the examination process of financial institutions, basically making the implicit threat that they either give…
Blog
More Recognition that Dodd-Frank Harms Main Street Banks, Farmers, and Airline Passengers
In two high-profile forums last week, Dodd-Frank, the financial "reform" law sold as targeting Wall Street, was shown to have a devastating effect on Main…
National Review
Dodd-Frank’s Early Returns
‘Admit it . . . you haven’t read it all either.” Thus said a New York Times op-ed (by Bono, of all people) about…
Investor's Business Daily
Online ‘Fairness’ Tax Could Hit Your 401(k)
Financial transaction tax proposals have prompted much debate over the past year, both in the U.S. and internationally. In February, the European Union proposed allowing…
Blog
Udall-Paul Legislation Spreads Freedom for Credit Unions and Entrepreneurs
By definition, if a bill is sponsored by Sens. Mark Udall, D-Colo., and Rand Paul, R-Ky., or any similarly odd ideological couples in the House, it…
New York Times
This Week in Small Business: Small Data
Adam Liptak says this has been the most business-friendly Supreme Court since World War II. The Senate approves an online sales tax bill,…
Blog
How Online “Marketplace Fairness Act” Could Tax Your 401(k)
Today, the Senate likely will pass the Marketplace Fairness Act, which would force online retailers to collect sales taxes for states in which purchasers reside. Most have heard how this…
The American Spectator
Financial Experts: Dodd-Frank Exacerbates Instability
These were the standout insights from a panel discussion hosted by the Competitive Enterprise Institute (CEI) on April 11. The gathering focused on the Financial…
Blog
Housing Nominee Watt Flunks Privacy And Transparency Tests
Two prerequisites for any nominee for government posts is dedication to transparency in government and a respect for the privacy of citizens. Before we get…