Blog
Obama Should Help Borrowers by Shedding Dodd-Frank, Not Pumping FHA
“If it keeps moving, regulate it. And if it stops moving, subsidize it.” So said Ronald Reagan in 1986. Reagan was describing the unintended effects of…
Investor's Business Daily
Marketplace Fairness Act: Back Door To New Tax
House Speaker John Boehner blocked passage of the Marketplace Fairness Act (MFA) in the lame-duck congressional session. So consumers were able to shop online this…
Blog
Lame Duck Quacks Needed Dodd-Frank Relief
Waaaah! That’s the sound of former House Financial Services Committee Chairman Barney Frank (D-Mass.) crying about stinging, bipartisan rebukes to his legacy of the Dodd-Frank…
Real Clear Markets
Entrepreneurs Want Capital, But Not Bank Capital
The Real Clear Markets cites CEi`s John Berlau on the investment regulations: The solution is to unleash capital from the bottom-up and where…
Library of Law and Liberty
The Surprising Economics of Consumer Credit
In the past few years, popular books about economics, such as Freakonomics and The Undercover Economist, have become surprise best-sellers, wowing readers by showing how…
The Washington Post
John Berlau Reviews “Consumer Credit and the American Economy”
The Washington Post cites CEI`s John Berlau on Consumer Credit and American Economy: John Berlau of the Competitive…
Statesman
John Berlau Reviews “Consumer Credit and the American Economy”
The Statesman cites CEI`s John Berlau on Consumer Credit and American Economy: John Berlau of the Competitive Enterprise…
Newsmax
Cut the Red Tape on Crowdfunding
In America and around the world, aspiring entrepreneurs are meeting their colleagues and their mentors in official and unofficial sessions of Global Entrepreneurship Week. Created…
Blog
Liberals and Conservatives Challenge Overreach of Dodd-Frank’s FSOC on MetLife
As CEI brings suit before the D.C. Circuit Court of Appeals tomorrow challenging the constitutionality of unaccountable bureaucracies created by the Dodd-Frank “financial reform” law…
Blog
Crowdfunding Is Entrepreneurship’s History and its Future
In America and around the world, aspiring entrepreneurs are meeting their colleagues and their mentors in official and unofficial sessions of Global Entrepreneurship Week. Created…
Study
Declaration of Crowdfunding Independence
Crowdfunding regulation threatens entrepreneurs and their ability to start businesses, create jobs and bring innovative products to the market.
Blog
Gruber’s “Speakola” Virus and Pelosi’s Selective Memory
Obamacare supporters say that when deciding King v. Burwell and the related Halbig v. Burwell, challenges to the law that the Competitive Enterprise Institute helped fund and coordinate,…
The Washington Examiner
Federal Judge Tells CFPB it Must Give Depositions Even if Doing So ‘Annoys’
The Washington Examiner asks CEI's John Berlau about the Consumer Financial Protection Bureau's reluctance to participate in depositions: "John Berlau, a senior fellow at the…
Washington Examiner
Federal judge tells CFPB it must give depositions even if doing so ‘annoys’
The Washington Examiner quotes CEI`s John Berlau on the CFPB`s claim of excempt from depositions: John Berlau, a senior fellow at the Competitive…
Blog
CFPBs Prepaid Debit Card Rules Will Harm Low-Income Consumers
Today’s action by the Consumer Financial Protection Bureau to issue unprecedented burdens on providers of prepaid debit cards shows why the bureau needs to be held…
National Review
Obama’s Peanut-Brained Attack on MetLife
This article was originally published at the National Review on November 6, 2014. One day while sitting on the roof of his doghouse, Snoopy supposedly…
Forbes
Regulatory Barriers Are Holding Back Investing And Lending Opportunities For Crowdfunding
This article was originally published at Forbes on October 24, 2014 In a recent Forbes column on the costs of regulation, my Competitive…
Blog
The Economist: Interchange Fee Caps Benefit Large Retailers at Consumer Expense
Surprise! Price controls lead to unintended consequences—including transfers of wealth to parties who lobbied for those controls. That’s the actual – and unsurprising – result…
Blog
See Me at San Francisco Crowdfund Banking and Lending Summit
My colleague Wayne Crews’ Forbes column Monday explained “How Entrepreneurs Can Speak Out About the Cost of Regulation,” but noted sadly that “businesses that never form…
Washington Examiner
Fannie, Freddie Investors Undaunted by Court Loss
A representative of Fairholme Funds, one of the activist hedge funds that brought the lawsuits in both the District and Federal Claims courts, told the…
One News Now
Mobile Checking a “Scheme” or Good for Competition?
John Berlau discusses mobile checking with One News Now: "This week, an article in Salon calls it a scheme to prey on America's…
Blog
For Fannie and Freddie Reform, Transparency Is a Must
National Review
Dodd-Frank Will Cripple American Energy
The two recent federal court decisions on Obamacare subsidies — one for, one against — prompted fevered reactions and discussion. By contrast, two recent rulings…
Providence Journal
Disastrous Application of Dodd-Frank Law to Insurance Company
The Financial Stability Oversight Council (FSOC), an unaccountable, secretive task force of financial bureaucrats created by the Dodd-Frank “financial reform” act of 2010, has decided…
Letters
Letter to House Financial Services Subcommittee on Rights of Private Shareholders
View the Full Letter Here The Competitive Enterprise Institute (CEI), in a coalition of 17 conservative and free-market public policy leaders, sent…
Blog
You’re a SIFI, Charlie Brown
“Good grief!” That’s what the Charlie Brown, star of comic strip Peanuts and cartoon spokesman for the MetLife insurance firm, might say about the government’s…
Newsmax
Oversight Council Declares MetLife Too Big to Fail
“Good grief!” That’s what Charlie Brown, star of comic strip Peanuts and cartoon spokesman for the MetLife insurance firm, might say about the government’s actions…
Products
Eric Holder Avenges Investor Fraud by Taking from Victimized Investors
The Daily Caller
Eric Holder Avenges Investor Fraud By Taking From Victimized Investors
“Bank of America failed to make accurate and complete disclosure to investors and its illegal conduct kept investors in the dark,” declared a government official…
Blog
Eric Holder Avenges Investor Fraud by Taking from Defrauded Investors
“Bank of America failed to make accurate and complete disclosure to investors and its illegal conduct kept investors in the dark,” declared a government official…
Newsmax
Govt Meddling Creates Auto Loan Mess
Should we worry about a crisis in subprime auto loans? That question has been asked in the financial media lately. As I said recently…
Forbes
SEC Crowdfunding Barriers At South By Southwest
In mid-July, South by Southwest (SXSW) – the Austin-based yearly festival that brings together the creators of film, music and technology every March – trekked…
Products
Dodd-Frank is the new ObamaCare
“If you like your life, home, and auto insurance, you can keep them.” No, President Obama didn’t utter those words when he signed the Dodd-Frank…
Blog
Subprime Auto Concerns Caused by Government Intervention
Should we worry about a crisis in subprime auto loans? That question has been asked in the financial media lately. My answer is yes, with…
The Washington Examiner
Big Ideas: On Dodd-Frank,
As with Obamacare, unintended consequences of [the 2010 Dodd-Frank financial reform law] almost immediately began to surface. First, there was a sharp reduction in free…
The National Review
Dodd-Frank Is Like Obamacare
"If you like your life, home, and auto insurance, you can keep them.” President Obama didn’t make this promise when he signed into law the…
Blog
Dodd-Frank Is Obamacare for Non-Health Insurance
“If you like your life, home, and auto insurance, you can keep them.” President Obama didn’t make this promise when he signed into law the…
Blog
Alito’s Excellent Defense of “Corporate Personhood” in Hobby Lobby
The groundbreaking decision today in Burwell v. Hobby Lobby Stores, in which the Supreme Court ruled 5-4 that Obamacare’s contraception mandate violates the religious freedom of two closely…
The Blaze
Obama Admin. Is Getting Grilled About a Massive Mortgage Database That Could Be Used for Criminal Investigations
Defying conventional wisdom as he often does, Pulitzer Prize-winning pundit (and fellow Newsmax Insider) George F. Will disputed the notion that in the wake of…
Blog
Cantor’s Loss a Warning Shot to Supporters of Ex-Im Bank and Johnson-Crapo
Defying conventional wisdom as he often does, Pulitzer prize-winning pundit George F. Will disputed the notion that in the wake of the shocking primary loss…
Newsmax
CEI’s John Berlau: US Needs ‘Rational’ Immigration Program
Newsmax insider John Berlau, Newsmax insider and senior fellow at the Competitive Enterprise Institute, told Newsmax on Monday he feels the wave of undocumented children…
Newsmax
In Honor of Maya Angelou, Herb Jeffries
Blog
Maya Angelou, Herb Jeffries, and the Freedom to Prosper
Competitive Enterprise Institute President Lawson Bader has said, "What CEI does, on a daily basis and at its core, is to celebrate and defend…
Blog
Dodd-Frank’s Durbin Amendment Drives Up Costs on Memorial Day and Every Day
Over the Memorial Day weekend, the Big Retail lobby created a dubious driving distraction. The Merchants Payments Coalition, whose members include retail giants like Walmart and…
News Busters
Google Honors Radical Environmentalist Rachel Carson on Her Birthday
John Berlau, senior fellow at the Competitive Enterprise Institute, explained DDT was actually used to preserve lives. He outlined in his book “Eco-Freaks” several positive…
One News Now
GM In Heavy Case Over Faulty Ignition Switches
Earlier this year, Toyota agreed to a $1.2 billion settlement with the Justice Department in a criminal probe over the company's recall of Toyota…
Money News
Johnson-Crapo Bill Furthers Govt Housing Mess
Yesterday, after delays and much opposition from many quarters on different grounds, the Johnson-Crapo housing finance overhaul cleared the Senate Banking Committee. The vote was…
Blog
Johnson-Crapo Is Fannie and Freddie on Steroids
Today, after delays and much opposition from many quarters on different grounds, the Johnson-Crapo housing finance overhaul is set to be voted on by the…
Blog
Johnson-Crapo Delayed; CEI-Coordinated Coalition Letter Cited as a Factor
Today, in a surprise move, the Senate Banking Committee postponed the vote it had been set to mark up for Johnson-Crapo. Reports vary as…
The National Review
Fannie and Freddie on Steroids
A corollary to Shakespeare’s adage “A rose by any other name would smell as sweet” is that “garbage by any other name would smell as…