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Blog

Freddie Mac second mortgage funding could foment financial crisis

  • By: John Berlau
  • 05/31/2024

The 2008 mortgage meltdown and financial crisis never fails to be invoked whenever there is any pushback to excessive financial regulation. Progressives regularly bring up…

Housing Finance Policy

Study

Adam Smith’s guide to life, loveliness, and the modern economy

  • By: Christopher Culp, Fred L. Smith, Jr., Iain Murray, Jeremy Lott, John Berlau, Kent Lassman, Ryan Young, Stone Washington
  • 05/22/2024

Introduction: Going strong at 300 Ryan Young This essay collection celebrates Adam Smith’s 300th birthday. He is best known for being the first modern economist,…

Human Achievement Hour

News Release

Supreme Court Disappoints on Funding/Powers Question in Ruling in CFPB Case

  • Iain Murray, John Berlau
  • 05/16/2024

The Supreme Court today issued a disappointing ruling in CFPB v. Community Financial Services Association of America, a lawsuit challenging the unchecked funding of…

Banking and Finance

Comment

CEI comments opposing the worsening of Durbin Amendment debit card price controls

  • By: John Berlau
  • 05/12/2024

Re: Debit Card Interchange Fees and Routing (Docket No. R–1818, RIN 7100-AG67) Dear Ms. Misback: On behalf of the Competitive Enterprise Institute (CEI), I respectfully…

Banking and Finance

Blog

How SAFER Banking Act poses new dangers to marijuana and other legal industries

  • By: John Berlau
  • 05/03/2024

Marijuana has been in the news lately, and the news seems to be overwhelmingly favorable to the industry in terms of reducing uncertainty as to…

Banking and Finance

Blog

Small banks targeted as FDIC cracks down on technology partnerships

  • By: John Berlau
  • 04/24/2024

Earlier this week, Politico’s “Morning Money” column reported an astonishing finding that almost certainly points to politicization in enforcement by federal bank regulators. The…

Business and Government

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