The American Spectator
Financial Experts: Dodd-Frank Exacerbates Instability
These were the standout insights from a panel discussion hosted by the Competitive Enterprise Institute (CEI) on April 11. The gathering focused on the Financial…
Blog
Housing Nominee Watt Flunks Privacy And Transparency Tests
Two prerequisites for any nominee for government posts is dedication to transparency in government and a respect for the privacy of citizens. Before we get…
Blog
Did Hensarling Force Obama’s Hand On “Recess” Appointments?
They called it a "stunt" early last week when House Financial Services Committee Chairman Jeb Hensarling (R-Texas) refused to allow Consumer Financial Protection Bureau (CFPB)…
Blog
Dodd-Frank’s Burden On Credit Unions Highlighted At Hearing
At a recent speech before a convention of the Credit Union National Association (CUNA), new Sen. Elizabeth Warren (D-Mass.) made the pitch that the Dodd-Frank…
Blog
JOBS Act — What’s Been Implemented — Is Working; Now Implement The Rest!
CEI Research Associate Evan Woodham contributed to this post. Another round of disappointing jobs numbers released last Friday shows more than ever that massive…
Blog
Bipartisan Dodd-Frank Derivatives Deregulation Advances In House — And Main Street Cheers
This afternoon, members of the House Agriculture Committee with strikingly different views on many issues came together to provide much need regulatory relief from the…
Blog
What Cyprus (Initially) Got Right — Remembering The 2008 WaMu Capital “Run”
There's no shortage of criticism of the Cyprus "bail-in" -- the one-time tax the government had proposed levying on insured and uninsured depositors to rescue…
Watchdog
Dodd-Frank regulatory flaws stir passion at CPAC
But that’s a point of concern to John Berlau, a financial analyst with the Competitive Enterprise Institute, because this could be taken to mean that…
Blog
Dallas Fed’s Fisher And CPAC’s Fishy Too-Big-To-Fail Event
If the Conservative Political Action Conference’s (CPAC) organizers wanted a speaker or panel on the causes of the financial crisis and what to do about…
New York Times
Letter to the Editor: JOBS Act Successes
Steven Rattner asserts that “the JOBS Act has little to do with employment” (“A Sneaky Way to Deregulate,” Op-Ed, March 4), but the data…
Blog
Sequester Show May Not Have Jumped The Shark, But Its Format Has Changed
Are you watching the Sequester Show? In today's Wall Street Jorunal, my friend Kim Strassel says the sequester drama has "jumped the shark," a phrase used when…
Wall Street Journal
He’s Still a Player
Many musicians have gotten their start in garages and, in the tech era, so have many entrepreneurs. But Herb Alpert has the rare distinction of…
Free Beacon
The Rural Housing Bubble
John Berlau, senior fellow for finance and access to capital at the Competitive Enterprise Institute, agreed. “The government subsidize[s] risky home loans that the private…
National Review
Countdown to Sequester
The hysteria of President Obama, liberals in Congress, and the media over very small cuts in federal spending from…
Blog
The Real Birthday Of America’s First Entrepreneur
Free Beacon
Fannie Motors
“It’s becoming Fannie Motors,” said Competitive Enterprise Institute finance scholar John Berlau, referring to the government-backed housing lender Fannie Mae. “They’re still using our tax…
Washington Examiner
Is General Motors creating a subprime auto loan bubble?
"It's becoming Fannie Motors," Competitive Enterprise Institute finance scholar John Berlau told McMorris, referring to the government-backed housing lender Fannie Mae. "They're still using…
Blog
Payback? Government Targets S&P And Egan-Jones, Not Moody’s Or Fitch
Why not Moody's? Why not Fitch? Of all the questions raised about the U.S. government's strange case against Standard & Poor's—a lawsuit that actually asserts that…
Free Beacon
Left-Wing Groups Shape Dodd Frank
“That these anti-capitalist agendas are influencing the CFPB is especially troubling, because the CFPB lacks any form of accountability to American voters through Congress,” John…
Blog
The Coming Regulatory Recession?
Yesterday, the Bureau of Economic Analysis of the U.S. Department of Commerce reported the stunning news the U.S. economy actually contracted by 0.1 percent…
Blog
SEC’s White May Be All Right, But Cordray’s CFPB Still A Constitutional Catastrophe
Today, President Obama will send to the Senate two nominations for two key financial regulatory posts. Noting that both of the nominees subject to Senate…
Financial Post
Avoiding the ‘Basel cliff’
John Berlau of the Competitive Enterprise Institute in Washington has called the global bank rules the “Basel cliff” that could decimate many U.S. banks. Banks…
Blog
Qualified Mortgage Rule Is One Of Many Dodd-Frank Boots To Drop
The first thing that should be said about today's "qualified mortgage" rule is that it is just one of many new regulations the Consumer Financial…
Blog
Basel III Cliff May Be Averted, But Dangers Still Loom For Main Street Banks
After numerous criticisms from U.S. community banks and lawmakers of both parties, the international committee in charge of the Basel III bank capital agreement…
New York Times
Easing of Rules for Banks Acknowledges Reality
“If Basel had been implemented this year as written, it almost certainly would have thrown the U.S. and other economies into a recession more than…
Blog
GM Stock Sale Doesn’t End Damage Of Government Motors
Below is my statement released today on the government’s planned 15-month sale of its remaining General Motors stock: On Wednesday, the government announced a plan to sell its…
CNN
Safety net for business bank accounts at risk
John Berlau, a senior fellow at the Competitive Enterprise Institute, argues ending the TAG program is in the nation's best interest. He said the usefulness…
Letters
Free-Market Coalition Letter Against TAG’s Unlimited Deposit Insurance
As the Senate prepares today to vote on extending unlimited deposit insurance for non-interest bank accounts, 14 leaders and scholars of conservative and free-market groups signed a…
National Review
Do as Reagan Did, And Free Credit Unions
In their post-mortem on the election, National Review’s editors stressed the need to “make the case that conservative policies would make the broad mass of…
Blog
Intrade Is Only The Latest CFTC Outrage
Every so often, a government agency will do something so outrageous it will shock even even everyday critics of "big government," as well as draw…
Blog
Good Riddance! — SEC’s Schapiro Sabotaged Startup Law Supported By Obama
When President Obama appointed Mary Schapiro to head the Securities and Exchange Commission four years ago, I kept an open mind and was even cautiously optimistic.
Appeal Democrat
Taking money off the table
The range of higher taxes looming Jan. 1 as part of the "fiscal cliff" are not the only blow the economy could suffer, John Berlau…
Daily Caller
‘Basel cliff’ looms for community banks
As if the “fiscal cliff” were not enough, banks of all sizes — and in turn the consumers and businesses that rely on their credit…
Blog
The Basel Cliff — Basel III’s Poisonous Recipe For The Economy
As if the "fiscal cliff," with its prospects of looming tax hikes, were not enough, big and small banks—and in turn consumers and businesses who…
Letters
Coalition Letter on Unintended Consequences of Basel III
Full Document Available in PDF The undersigned organizations, institutions and nonprofits interested in fostering entrepreneurship represent hundreds of thousands businesses, small and…
Trib Live
Chrysler, Fiat deal backfires
John Berlau is the senior fellow for finance and access to capital in the Center for Economic Freedom at the Competitive Enterprise Institute, a Washington,…
NJ
Repeal of Durbin Amendment would protect consumers from annual credit card fees
A year ago, the Dodd-Frank Wall Street Consumer Protection Act’s Durbin Amendment price controls went into effect, causing consumers to lose free checking and be…
Blog
Chrysler And The Cratering Credit Rating Of Fiat
My piece yesterday in The Daily Caller, "The Real Fiat Scandal," spotlights the real threat to Chrysler's prospects in the immediate and long term: Fiat's cratering…
Daily Caller
The Real Fiat Scandal
Cowritten by Mark Beatty. The real outrage arising from the 2009 Chrysler bailout is not that its parent company, Fiat, is planning to build…
Blog
Regulatory Delays May Be Responsible For Slightly Better GDP Growth
This morning, data released by the Bureau of Economic Analysis showed third-quarter growth of gross domestic product (GDP) at 2 percent. This beat expectations slightly as, according to…
Forbes
President Obama Reverses Course, For Now, and We’re Better Off For It
“We’ve come too far to turn back now.” That’s been President Obama’s response, in his weekly address and elsewhere, to the jobs numbers from last…
Politico
Dems Opposing Dodd Frank
Competitive Enterprise Institute’s John Berlau in National Review: “[E]ven members of the president’s own party are coming to realize Dodd-Frank is actually too tough on…
Letters
Letter Opposing Misnamed ‘Taxpayer Protection Act’: Another Beach House Bailout
Full Document Available in PDF On behalf of the millions of citizens represented by the undersigned groups, we write in strong opposition…
National Review
More Democrats Diss Dodd-Frank
‘For some reason, some Republicans in Congress are still waging an all-out battle to delay, defund, and dismantle these commonsense new rules.” That was, in…
Blog
Dodd-Frank’s Democratic Dissenters — From Brian Schweitzer To Debbie Wasserman Schultz
"For some reason, some Republicans in Congress are still waging an all-out battle to delay, defund and dismantle these commonsense new rules." That was, in…
The American Spectator
Happy Durbin Day
On Oct. 1, 2011, one year ago today, Dodd-Frank's Durbin Amendment price controls went into effect, causing consumers to lose free checking and be soaked…
Blog
Free Checking Nearly Extinct Thanks To Dodd-Frank; Will Credit Card Rewards Follow?
One year ago on October 1, Dodd-Frank's Durbin Amendment price controls went into effect, causing consumers to lose free checking and be soaked with other…
Blog
Want 1990s Job Growth? Go Back To Clinton-Era Deregulation
As much as the term “Forward” was used at the Democratic National Convention this week, the speeches of Bill Clinton and, to an extent, President…
Fox News
To Save Obama, Clinton Ignores his Own Deregulation Moves
MacKenzie: “Did you know it was Bill Clinton who repealed Glass-Steagall?” Will: “Everybody knows that.” Conversation on HBO’s “The Newsroom,” originally broadcast July 22, 2012…
Blog
In Free Speech Victory, SEC Lifts Gag Rule On Hedge Funds And Venture Capital
Today's proposed Securities and Exchange Commission (SEC) rule lifting the outdated ban on "general solicitation" by hedge funds and venture capitalists is a victory for entrepreneurs,…
Blog
Clinton Vs. Clinton (And Obama) On Deregulation
With little success on the economic front, President Barack Obama in 2012 is embracing much of his message on the economy from 2008. And from that playbook,…
Wall Street Journal
Letter to the Editor: Yet Another Dodd-Frank Albatross
Jack Gerard is spot on in pointing out that Dodd-Frank's Section 1504, requiring lengthy disclosures of payments by U.S. energy firms to foreign governments, will…
Investor's Business Daily
Capitalism’s Record Of Success Beats The Government Option
From Steve Stanek's article in Investor's Business Daily: John Berlau of the Competitive Enterprise Institute has noted the government's claimed number of "jobs…
Investor's Business Daily
Bailout Losses
John Berlau Featured in Special Report on Auto Bailouts…
Blog
My Fox News Interview On GM’s Losses To Taxpayers And Obama’s Auto Dealer Job Shaft
On Tuesday, I was on Fox News’ “Special Report with Bret Baier” answering Doug McKelway’s questions on the Treasury Department’s upward revision of taxpayers' losses…
Fox News
Taxpayer losses tied to auto bailout rise
From Doug McKelway's article on Fox News: John Berlau of the Competitive Enterprise Institute argues the stock decline reflects the liability of the…
National Review
Sandy Weill’s About-Face on Glass-Steagall
Isn’t it something how a former Wall Street baron named as one of Time magazine’s “25 People to Blame for the Financial Crisis” suddenly becomes…
Comment
Testimony on The 10th Anniversary of the Sarbanes- Oxley Act
John Berlau testifies July 26, 2012 before a House Financial Services subcommittee on the topic of the 10th anniversary of Sarbanes-Oxley.
Comment
Testimony on Examining Consumer Credit Access Concerns, New Products and Federal Regulations
CEI’s John Berlau testified before the House Subcommittee on Financial Institutions and Consumer Credit. Berlau explains why reducing unnecessary regulatory barriers will increase competition for…
Blog
On Dodd-Frank’s Unhappy Anniversary, Main Street Suffers Most
The LIBOR rate-fixing controversy and JP Morgan's failed trades are all spun as reasons why we need Dodd-Frank, the so-called "financial reform" law that was…
Blog
Yes, President Obama, Howard Johnson “Built” Your Favorite Motels, And Private Equity Saved Them
Over the weekend, President Obama sent a message to all American entrepreneurs and potential entrepreneurs. The message was, "Nothing special about you!" At a campaign…
Forbes
You’re Wrong President Obama, Howard Johnson Built His Business
Over the weekend, President Obama sent a message to all American entrepreneurs and potential entrepreneurs. The message was, “Nothing special about you!” At a campaign…
Marietta Daily Journal
Strikes for swipes: Study finds debit-card fee cap could hurt economic recovery
From Michael J. Pallerino's article in The Marietta Daily Journal: “Banks can only shift so much of the costs to consumers,” said John…
Douglas County Sentinel
Federal Regulations Hurting Georgia and Local Banks
From Haisten Willis' article in The Douglas County Sentinel: Economist John Berlau, Senior Fellow for Finance and Access to Capital at the Competitive…
Study
Government Barriers to Georgia’s Growth
Full Document Available in PDF Few states have been hit as hard by the financial…
Douglas County Sentinel
Forget Jamie Dimon — Congress needs to look in the mirror
“Jamie Dimon gets kid-glove treatment from Senators,” the front-page headline in Politico screamed after the JPMorgan Chase CEO testified and was questioned by the Senate…
Blog
Jamie Dimon and the “Just Fine” Private Sector
It will be interesting to see how the Big Government punditocracy squares its doubling-down defense of President Obama's comments that "the private sector is…
Newsmax
H.R. 1909 Lifts Barriers to Small Loans
Last Friday’s dismal jobs number renewed the call for Congress to find common ground and “do something.” Unfortunately, the “something” that the punditocracy usually calls…
Letters
Coalition Letter on Consumer Debit Card Protection Act
Full Document Available in PDF To the Members of the United States Congress: You may have seen some recent reports, including in…
Blog
Stand with State Farm as it Stands with ALEC
Newsmax
Federal Regulations Should Draw as Much Scrutiny as Facebook IPO
Facebook’s fall following its much-hyped initial public offering has politicians scrambling for “solutions.” But were it not for politicians’ meddling, Facebook’s and other recent IPOs…
Newsmax
Facebook Shows Need For Smaller IPOs
When I wrote my blog here last Friday on the day of Facebook’s initial public offering (IPO), I praised the firm’s innovations but injected a…
Blog
Facebook’s Fall and the Post-Sarbanes-Oxley “Cheers IPOs”
How Over-Regulation is Robbing Investors of Wealth from Smaller IPOs When I wrote pieces here and at the Daily Caller late last week injecting a…
Blog
H.R. 1909 — Unfinished Free-Market Business to Lift Barriers to Lending
They said it couldn't be done. That Congress couldn't pass a bipartisan bill in an election year to help the economy. Particularly one that lessens…
Newsmax
Overregulation Shackles Next Facebook
Today, Facebook finally goes public with a market capitalization of $104 billion. Its initial public offering (IPO) is the capstone of its amazing ascent that…
Blog
Facebook, Overregulation, and the “Cheers IPOs”: Unshackling the Next Facebook and Its Investors
Whether or not a retail investor buys shares of Facebook when it finally goes public tomorrow -- and OpenMarket provides public policy, rather than investment,…
Blog
Why JPMorgan Chase’s Mark-to-Market Losses Don’t Bolster Case for Volcker Rule
There is much still to be known about the $2 billion in losses JPMorgan Chase is reporting due to a flawed hedging strategy. But this lack of…
Newsmax
Refinery Not a Well
From Chris Woodward’s article on OneNewsNow: John Berlau, senior fellow for finance and access to capital for the Competitive Enterprise Institute’s (CEI) Center…
Newsmax
Lending Cap Is Unfair to Small Business
The recent viral video sensation “If I Wanted America to Fail” confirms that the regulatory state is a major focal point for the center-right…
Blog
Center-Right Coalition Calls For Credit Union Deregulation to Lift Lending
The recent viral video sensation "If I Wanted America to Fail" confirms that the regulatory state is a major focal point for the center-right…
Letters
Coalition Letter on the Small Business Lending Enhancement Act
Full Document Available in PDF As conservative, libertarian, and free-market organizations concerned about government regulatory overreach, we’re writing to you to urge…
Blog
My Weekend with Hitchens at NASCAR
Last weekend, there was a public memorial service at Cooper Union in New York to commemorate the voice of the late Christopher Hitchens. I…
Blog
Why Matt Taibbi’s Anti-JOBS Act Screed Couldn’t Suck Worse
I have had a range of reactions when reading Matt Taibbi's pieces in Rolling Stone. Most of the time, I vehemently shake my head, but quite a few times…
Newsmax
AM Briefing
From The Washington Post‘s ThinkTanked: Competitive Enterprise Institute’s John Berlau: A breather from regulations. (National Review)…
Newsmax
A Breather From Regulations
‘It’s so meager,” proclaimed House Minority Leader Nancy Pelosi on March 9, the day after the House passage of the Jumpstart Our Business Startups (JOBS)…
Newsmax
Entrepreneurs Win Half a Loaf With the JOBS Act
From Tim Carney’s column in The Washington Examiner: Crowdfunding is a way of financing a business venture without a financial intermediary or a…
Newsmax
How Senate Dems and Scott Brown Failed ‘Maxine Waters’ Test
Attention Senators! Test results are in. Time to announce who passed and failed “the Maxine Waters test of political moderation.” As I reported last week,…
Newsmax
The Hidden Flaw in the Bipartisan JOBS Act
From Michelle Hirsch’s article in The Fiscal Times: The bill has members of the business community cheering, calling it a first step in…
Newsmax
Goldman Sachs and the Free Market
John Berlau on Goldman Sachs and the Free Market…
Newsmax
Crowdfunding Legislation Both Panned and Praised
From Investor’s Business Daily and Yahoo! Finance: Business observers say there is growing and widespread enthusiasm in the U.S. to provide greater support…
Blog
Yes, the JOBS Act Will Create Jobs, Wealth, and Investor Freedom
Tomorrow, the Senate is expected to pass the Jumpstart Our Business Startups (JOBS) Act. The bill achieved cloture today by 76 votes, all but assuring…
Blog
ThinkProgress’ Schizophrenia on Crowdfunding and the JOBS Act
ThinkProgress, the blogging arm of the liberal Center for American Progress, is usually pretty good on enforcing the political left’s party line. But two of…
Newsmax
The JOBS Act and the Maxine Waters Test
Call it the Maxine Waters test of political moderation. Late last week, this test was failed by Senate Majority Leader Harry Reid (D-Nev.), Senate Majority…
Blog
JOBS Act would Create More than 10 million Jobs
At long last, some truth in advertising in Congress! Today, the U.S. House of Representative is poised to pass a bipartisan "jobs bill" that will…
Newsmax
Consumers Shouldn’t Bank on Savings From Debit Card Price Controls
Coauthored by Kelly McCutchen, President and CEO of the Georgia Public Policy Foundation The news that Bank of America is again testing new…
Legal Brief
Bulldog Investors v. Massachusetts
Full Document Available in PDF Under the regulation at issue here, journalists, academics, students and others who are not wealthy or financially…
Newsmax
Breitbart Forever Changed Political Activism
Blog
Breitbart the Fusionist Thinker: How the Activist and Tactician Promoted a Key Piece of Conservative Philosophy
Newsmax
Recounting George Washington’s Brilliant Entrepreneurship
February is an important month in the history of American commerce. In this month is the birthday of one of the country’s earliest business innovators…
Newsmax
The STOCK ACT and the SEC
Needless to say, it is a minority opinion that current insider-trading laws reach government information, or else there wouldn’t have been this much of a…