Blog
5 Ways ‘Consumer Protection’ Hurts Consumers
Financial regulation does not have to be a zero-sum trade-off between consumers and businesses.
Blog
Fix Payday Loans with More Competition
Last week, I wrote about the devastating impact that the Consumer Financial Protection Bureau’s (CFPB) new regulation on short-term, small-dollar loans could have upon…
Blog
Why Africa Needs Economic Freedom
That is the topic I presented earlier this week as part of the panel discussion, Perspectives on African Development, at the Department of State’s…
Blog
Why Economic Freedom Is the Best Weapon against Poverty
This blog post is adapted from a speech delivered to the Foreign Service Institute at the United States Department of State on August 29, 2017.
Blog
Federal Payday Loan Rule Would Devastate Vulnerable Consumers
It is clear then that the CFPB has no legitimate basis for regulating most payday loans out of existence.
Blog
Easing the Volcker Rule Would Be Good, Abolishing it Would Be Better
The Volcker Rule vowed to promote safety and soundness in the financial services industry by banning certain kinds of commercial banks trading, but has not…